659 Niagara Dr, Bolingbrook, IL 60440 Property Records

Will County property record for 659 Niagara Dr, Bolingbrook, IL 60440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1979
Lot Size	0.175 acres (7,617 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2022)
Tax Bill	$6,161 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-12-330-006`

Property Details

APN / Parcel Number

Primary APN	`12-02-12-330-006`
Alternative APN	`02123300060000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Lot Area	7,617 sqft (0.175 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	659 NIAGARA DR
City	BOLINGBROOK
State	IL
Zip	60440-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 52 IN CHERRYWOOD EAST, A SUB OF PRT OF THE E1/2 SW1/4 SEC 12 T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	12
Legal Subdivision	CHERRYWOOD EAST
Legal Block	52
Legal Lot Number	21
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	2
Census Block	2007
Census Tract	880112

Owner

659 Niagara Dr is owned and occupied by an individual who bought it in April 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	659 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage FINANCE OF AMERICA COMMERCIAL
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 6, 2020	Warranty Deed, Transfer · Line of Credit LENDINGONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	202230699
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	659 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018950
Date	Feb 18, 2021
Instrument	R2021018950

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 8, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	659 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028219
Date	Apr 11, 2017
Instrument	R2017028219

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 14, 2022
Property Address	659 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Document Number	0000030699
Map Reference	DOC R78-00768
Instrument Date	Apr 7, 2022
Instrument	R2022030699
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1093 CHURCHILL DR, 1093, WILLEYS, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 BEDFORD RD, BOLINGBROOK, IL 60440-2305

Mortgage

Document Number	0000030700
Date	Apr 14, 2022
Instrument	R2022030700

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 6, 2020
Property Address	659 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Document Number	0000001280
Instrument Date	Nov 18, 2019
Instrument	1280
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25268 TRELLIAGE AVE PLAINFIELD IL 605851794, PLAINFIELD, IL 60585-1794

Mortgage

Document Number	1281
Date	Jan 6, 2020
Instrument	1281

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 659 Niagara Dr was $6,161.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bolingbrook Village
County	Will County
County Subdivision	Du Page Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,161.00	$76,759 (+8.2%) Land $18,652 Building $58,107	$230,277 (+8.2%) Land $55,956 Building $174,321
2024		$70,941 Land $17,238 Building $53,703	$212,823 Land $51,714 Building $161,109
2022	$5,095.00 Homeowner's exemption	$57,546 Land $13,983 Building $43,563	$172,638 Land $41,949 Building $130,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 659 Niagara Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 659 Niagara Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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