659 N Palmetto Dr, Eagle, ID 83616 Property Records

Ada County property record for 659 N Palmetto Dr, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 1979
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2024330080`

Property Details

APN / Parcel Number

Primary APN	`R2024330080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,067 sqft Living Area
Gross Area	3,325 sqft
1st Floor Area	2,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Attached
Garage Area	898 sqft
Parking Spaces	4 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	659 N PALMETTO DR
City	EAGLE
State	ID
Zip	83616-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 16 BLK 1 EAGLE RANCH SUB NO 4-A
Legal Range	01E
Legal Township	04N
Legal Section	09
Legal Subdivision	EAGLE RANCH SUB NO 04A
Legal Block	1
Legal Lot Number	16
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	3
Census Block	3017
Census Tract	10235

Owner

659 N Palmetto Dr is owner-occupied and held in a trust since September 2025.

Source: Ada County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	659 N PALMETTO DR, EAGLE, ID 83616-5143
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2022	Intrafamily Transfer, Transfer · Line of Credit IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025
Deed Sale	Sep 16, 2025
Prior Sale	Sep 29, 2022 · Amount on File
Deed Document Number	202560173
Prior Transfer Date	Aug 6, 2014
Prior Transfer Doc	0000063412
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	659 N PALMETTO DR, EAGLE, ID 83616-5143
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023911
Date	Apr 26, 2023
Instrument	2023-023911

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 16, 2025
Property Address	659 N PALMETTO DR, EAGLE, ID 83616-5143
Document Number	0000060173
Map Reference	MB 44 PG 3554-3556
Instrument Date	Sep 16, 2025
Instrument	2025-060173
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	659 N PALMETTO DR, EAGLE, ID 83616-5143

Mortgage

Document Number	0000060174
Date	Sep 16, 2025
Instrument	2025-060174

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 29, 2022
Property Address	659 N PALMETTO DR, EAGLE, ID 83616-5143
Document Number	0000083098
Map Reference	MB 44 PG 3554-3556
Instrument Date	Sep 29, 2022
Instrument	2022-083098
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 N PALMETTO DR, EAGLE, ID 83616-5143

Mortgage

Document Number	0000083099
Date	Sep 29, 2022
Instrument	2022-083099

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 9, 2022
Property Address	659 N PALMETTO DR, EAGLE, ID 83616-5143
Document Number	0000013941
Map Reference	MB 44 PG 3554-3556
Instrument Date	Feb 4, 2022
Instrument	2022-013941
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 N PALMETTO DR, EAGLE, ID 83616-5143

Mortgage

Document Number	0000013942
Date	Feb 9, 2022
Instrument	2022-013942

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 659 N Palmetto Dr was $1,242, down 15.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,500 (-0.19%)	$519,500 (-0.19%)
2025	$1,242.00 (-15.28%)	$520,500	$520,500
2024	$1,466.00
2023		$494,300 Land $201,400 Building $292,900	$494,300 Land $201,400 Building $292,900
2022	$2,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 N Palmetto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 N Palmetto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE, CITY OF (EASTERN ZONE) serves 3,702 people · EPA ID ID4010201
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Anthem Broadband, AT&T, CenturyLink, Fatbeam, Verizon.

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