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659 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 659 Main St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,505 sqft · built 1851
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on File
Last Sale$345,000 (Aug 2017)
Tax Bill$9,806 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNLANC M:034.0 B:0000 L:0084.0

Property Details

APN / Parcel Number

Primary APNLANC M:034.0 B:0000 L:0084.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,505 sqft Living Area
Gross Area1,755 sqft
1st Floor Area1,260 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1851
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialSlate
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address659 MAIN ST
CityLANCASTER
StateMA
Zip01523-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number84.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1016
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0084.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address659 MAIN ST, LANCASTER, MA 01523-2244
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jun 15, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
Aug 24, 2017Quit Claim Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleJun 27, 2002 · Amount on Record
Deed Book / Page57628 / 180
Last Transfer DateFeb 21, 2025
Transfer Doc0071671-96
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address659 MAIN ST, LANCASTER, MA 01523-2244
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069460-237
DateAug 01, 2023
Book Page69460/237
Instrument62436
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address659 MAIN ST, LANCASTER, MA 01523-2244
Document Number62699-376
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 604 LANCASTER MA 015230604, LANCASTER, MA 01523-0604

Mortgage

Document Number62699-376
DateJun 30, 2020
Book Page062699/000376
Instrument69398
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 29, 2035
Interest
Rate TypeAdjustable Rate

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateAug 24, 2017
Property Address659 MAIN ST, LANCASTER, MA 01523-2244
Document Number57628-180
Book / Page057628 / 000180
Instrument DateAug 14, 2017
Instrument92592
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,573.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address659 MAIN ST LANCASTER MA 015232244, LANCASTER, MA 01523-2244

Mortgage

Document Number57628-183
DateAug 24, 2017
Book Page057628/000183
Instrument92593
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 23, 2047

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,806.00 (+26.2%)$606,800 (+34.25%) Land $99,000 Building $507,800$651,035 (+13.63%)
2024$572,945
2023$7,770.00$452,000 Land $83,800 Building $368,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Center Village District
listed 1977 · 74 contributing resources · NRIS 77000198

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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