659 Kentucky Rd, Ozark, MO 65721 Property Records

Christian County property record for 659 Kentucky Rd, Ozark, MO 65721

Property Summary

Property Type	Public Utility (Electric, Water, Gas, Etc.)
Details	3 bd · 1 ba · 1,210 sqft · built 1997
Lot Size	7.18 acres (312,761 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2021)
Tax Bill	$1,388 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.2-9-0-0-2.001`

Property Details

APN / Parcel Number

Primary APN	`18-0.2-9-0-0-2.001`
Alternative APN	`18-0.2-09-000-000-002.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,210 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,210 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Hip
Roof Material	Other
Lot Area	312,761 sqft (7.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	659 KENTUCKY RD
City	OZARK
State	MO
Zip	65721-6819
Property Category	Public Works
Property Type	Public Works > Public Utility (Electric, Water, Gas, Etc.)
Legal Description	NWC NE NW E962.14 THENCE E311.56 SE71.34 S813.05 W361.50 N864.54 TO POB
Legal Range	21W
Legal Township	26N
Legal Section	09
Legal Subdivision	OZARK OUT
Legal Tract	1
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	1
Census Block	1019
Census Tract	20303

Owner

659 Kentucky Rd, a public works property, is owned by two individuals who acquired it in June 2022.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 702, OZARK, MO 65721-0702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
May 4, 2022	Warranty Deed, Transfer · Line of Credit PEOPLES COMMUNITY BANK
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit OZARK BANK
Jul 23, 2019	Warranty Deed, Transfer OZARK ABSTRACT COMPANY INC, OZARK ABSTRACT CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	202111133
Deed Book / Page	2021 / 11043
Last Transfer Date	Jun 24, 2022
Transfer Doc	0000009788
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	659 KENTUCKY RD, OZARK, MO 65721-6819
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 KENTUCKY RD, OZARK, MO 65721-6819

Mortgage

Document Number	0202210345
Date	Jul 8, 2022
Book Page	2022/10345
Instrument	2022L10452

Lender

Name	ARVEST BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 4, 2022
Property Address	659 KENTUCKY RD, OZARK, MO 65721-6819
Document Number	0202206596
Book / Page	2022 / 6596
Instrument Date	Apr 30, 2022
Instrument	2022L06662
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 KENTUCKY RD, OZARK, MO 65721-6819

Mortgage

Document Number	2022L06663
Date	May 4, 2022
Instrument	2022L06663

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 2, 2042

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	659 KENTUCKY RD, OZARK, MO 65721-6819
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704678
Date	Apr 19, 2017
Book Page	2017/04678
Instrument	2017L04723

Lender

Name	OZARK BANK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 23, 2019
Property Address	659 KENTUCKY RD, OZARK, MO 65721-6819
Document Number	0201909306
Book / Page	002019 / 009306
Instrument Date	Jul 23, 2019
Instrument	9403
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	OZARK ABSTRACT COMPANY INC, OZARK ABSTRACT CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10 NORWOOD MO 657170010, NORWOOD, MO 65717-0010

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,430	$134,000 Land $20,500 Building $113,500
2024	$1,388.00
2023		$23,890	$125,900 Land $20,500 Building $105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 659 Kentucky Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Kentucky Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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