659 Jared Rd, Sparta, TN 38583 Property Records

White County property record for 659 Jared Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,328 sqft · built 1989
Lot Size	12.1 acres (527,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,500 (Jul 2013)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093061 00107`

Property Details

APN / Parcel Number

Primary APN	`093061 00107`
Alternative APN	`061 00107`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	527,076 sqft (12.1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	659 JARED RD
City	SPARTA
State	TN
Zip	38583-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 3
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	935200

Owner

Source: White County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 JARED RD, SPARTA, TN 38583-7239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 3, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2013 · Amount on Record
Deed Sale	Jul 9, 2013 · Amount on Record
Prior Sale	Apr 20, 2011 · Amount on Record
Deed Document Number	20132350
Deed Book / Page	334 / 335
Last Transfer Date	Sep 3, 2015
Transfer Doc	0000002933
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 15, 2022
Property Address	659 JARED RD, SPARTA, TN 38583-7239
Document Number	0RB511/678
Book / Page	RB511 / 678
Instrument Date	Jun 3, 2022
Instrument	22002927
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 JARED RD, SPARTA, TN 38583-7239

Mortgage

Document Number	0022002928
Date	Jun 15, 2022
Instrument	22002928

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	659 JARED RD, SPARTA, TN 38583-7239
Document Number	0000003980
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 JARED RD SPARTA TN 385837239, SPARTA, TN 38583-7239

Mortgage

Document Number	0000003980
Date	Nov 28, 2017
Book Page	000407/000128
Instrument	3980

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	659 JARED RD, SPARTA, TN 38583-7239
Document Number	0000003979
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 JARED RD SPARTA TN 385837239, SPARTA, TN 38583-7239

Mortgage

Document Number	0000003979
Date	Nov 28, 2017
Book Page	000407/000120
Instrument	3979

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (+51.79%)	$81,275 (+73.39%) Land $24,925 Building $56,350	$325,100 (+73.39%) Land $99,700 Building $225,400
2023		$46,875 Land $13,650 Building $33,225
2021	$755.00
2020			$187,500 Land $54,600 Building $132,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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