659 Hwy 162, Covington, GA 30016 Property Records

Newton County property record for 659 Hwy 162, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,079 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (May 2021)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0046A-00000-045-000`

Property Details

APN / Parcel Number

Primary APN	`0046A-00000-045-000`
Alternative APNs	`0046A 045` `21034`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,079 sqft Heated Area
1st Floor Area	2,079 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	21034
Street Address	659 HIGHWAY 162
City	COVINGTON
State	GA
Zip	30016-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.50AC HWY 162
Legal Subdivision	R3 MISC LAND - AREA 7
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100600

Owner

Source: Newton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	590 ISLAND SHOALS RD, COVINGTON, GA 30016-5554
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Mar 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NORWOOD LYNDELL G

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Jun 13, 1994 · Amount on Record
Deed Document Number	20212703
Deed Book / Page	4199 / 469
Prior Transfer Date	Sep 29, 2002
Prior Transfer Doc	1299000474
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 1, 2026
Property Address	659 HIGHWAY 162, COVINGTON, GA 30016-5191
Document Number	4845000616
Book / Page	4845 / 616
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 HIGHWAY 162, COVINGTON, GA 30016-5191

Mortgage

Document Number	4845000616,
Date	Jul 1, 2026
Book Page	4845/616

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	659 HIGHWAY 162, COVINGTON, GA 30016-5191
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 HIGHWAY 162, COVINGTON, GA 30016-5191

Mortgage

Document Number	0044920000000092
Date	Mar 28, 2023
Book Page	0000004492/0000000092
Instrument	003383

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 17, 2021
Property Address	659 HIGHWAY 162, COVINGTON, GA 30016-5191
Document Number	0041990469
Book / Page	4199 / 469
Instrument Date	May 17, 2021
Instrument	2021-002703
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 ISLAND SHOALS RD, COVINGTON, GA 30016-5554

Mortgage

Document Number	0041990000000471
Date	May 21, 2021
Book Page	0000004199/0000000471
Instrument	009640

Lender

Name	NORWOOD LYNDELL G

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00 (+26.73%)	$89,000 (+19.69%) Land $22,080 Building $66,920	$222,500 (+19.69%) Land $55,200 Building $167,300
2023		$74,360 Land $12,560 Building $61,800	$185,900 Land $31,400 Building $154,500
2022	$1,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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