Osceola County property record for 659 Hitch Loop, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,439 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $453,900 (2023) |
| Tax Bill | $4,598.00 (2025) |
| Primary APN | 132630011900014240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,439 sqft Heated Area |
| Gross Area | 3,340 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 58 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 659 HITCH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7882 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 4 PB 31 PGS 142-143 LOT 424 |
| Legal Phase | 4 |
| Legal Lot Number | 424 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 43303 |
Source: Osceola County records · APN 132630011900014240
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 659 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jan 30, 2023 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2023 · Amount on Record |
| Deed Sale | Jan 30, 2023 · Amount on Record |
| Deed Doc Number | 2023011336 |
| Deed Book / Page | 6350 / 2118 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 659 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 659 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0068120339 |
|---|---|
| Date | Jul 01, 2025 |
| Book Page | 6812/339 |
| Instrument | 2025082077 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 30, 2023 |
| Property Address | 659 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0063502118 |
| Book / Page | 6350 / 2118 |
| Map Reference | MB 31 PG 142 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023011336 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,177.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 659 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0063502122 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 6350/2122 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,598.00 (-49.01%) Homeowner's exemption Disabled Person's exemption | $198,337 (-49.78%) | $391,200 (-0.94%) Land $78,000 Building $313,200 |
| 2023 | $9,017.00 (+238.98%) | $394,900 (+777.56%) Land $55,000 Building $339,900 | $394,900 (+777.56%) Land $55,000 Building $339,900 |
| 2022 | $2,660.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 285 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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