659 Fox Ln, Lockhart, TX 78644 Property Records

Caldwell County property record for 659 Fox Ln, Lockhart, TX 78644

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,224 sqft · built 1997
Lot Size	17.5 acres (762,605 sqft)
Owner	2 Individual Names on File
Last Sale	$376,900 (Mar 2020)
Tax Bill	$3,778 (2026)
Deeds & Mortgages	May 2023 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200272-104-000-00`

Property Details

APN / Parcel Number

Primary APN	`0200272-104-000-00`
Alternative APN	`16282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2014
Architectural Style	Georgian
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Mansard
Lot Area	762,605 sqft (17.5 acres)
Garage Type	Detached
Garage Area	1,345 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	773 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	250 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16282
Street Address	659 FOX LN
City	LOCKHART
State	TX
Zip	78644-4151
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A272 SHUPE, SAMUEL, ACRES 17.507
Legal Subdivision	SHUPE, SAMUEL
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3034
Census Tract	960102

Owner

659 Fox Ln, a rural home, is owned and occupied by two individuals who bought it in March 2020.

Source: Caldwell County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	659 FOX LN, LOCKHART, TX 78644-4151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2020	Vendor's Lien, Transfer · VA Mortgage UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Sep 24, 2014 · Amount on File
Deed Document Number	20201401
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	2020001401
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	659 FOX LN, LOCKHART, TX 78644-4151
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002789
Date	May 15, 2023
Instrument	2023-002789

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jan 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Mar 13, 2020
Property Address	659 FOX LN, LOCKHART, TX 78644-4151
Document Number	2020001401
Instrument Date	Feb 28, 2020
Instrument	2020-001401
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	NOT AVAILABLE, ALLIED TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 FOX LN, LOCKHART, TX 78644-4151

Mortgage

Document Number	2020001402
Date	Mar 13, 2020
Instrument	2020-001402

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 659 Fox Ln was $3,778.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,778.00	$250,330 (-12.41%)	$533,190 (-10.7%) Land $307,660 Building $225,530
2025		$285,810 Land $35,220 Building $250,590	$597,090 Land $346,500 Building $250,590
2024	$4,719.00 (-0.4%)
2023	$4,738.00 (-0.08%)	$325,530 Land $55,000 Building $270,530	$624,470 Land $353,940 Building $270,530
2022	$4,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 Fox Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Fox Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Spry Air Fiber Fixed Wireless	250 / 50

May also be available: AT&T, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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