659 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 659 E Naples St, Chula Vista, CA 91911

Property Summary

Property Type	Residential Vacant Land
Details	5 bd · 3.5 ba · 1,784 sqft · built 2016
Lot Size	0.254 acres (11,064 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Nov 2009)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`639-160-57-00`

Property Details

APN / Parcel Number

Primary APN	`639-160-57-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,784 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	11,064 sqft (0.254 acres)

Location & Zoning

Street Address	659 E NAPLES ST
City	CHULA VISTA
State	CA
Zip	91911-6837
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R110
Legal Description	PAR 4 TR PM21236
Legal Subdivision	PARCEL MAP 21236
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13309

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	659 E NAPLES ST, CHULA VISTA, CA 91911-6837
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 6, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2009 · Amount on Record
Deed Sale	Nov 5, 2009 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	2009617595
Prior Transfer Date	Feb 22, 2000
Prior Transfer Doc	0000106537
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	659 E NAPLES ST, CHULA VISTA, CA 91911-6837
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 E NAPLES ST, CHULA VISTA, CA 91911-6837

Mortgage

Document Number	0000344566
Date	May 4, 2021
Instrument	2021-0344566

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	659 E NAPLES ST, CHULA VISTA, CA 91911-6837
Document Number	0000178487
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	659 E NAPLES ST CHULA VISTA CA 919116837, CHULA VISTA, CA 91911-6837

Mortgage

Document Number	0000178487
Date	May 13, 2019
Instrument	178487

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 12, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,646 (+2%) Land $207,160 Building $402,486
2025	$7,060.00 (+5.11%) Homeowner's exemption	$597,694 (+4.04%) Land $203,099 Building $394,595
2023	$6,717.00 (+2.97%) Homeowner's exemption	$574,486 Land $195,213 Building $379,273
2022	$6,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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