659 Cornerstone Ct, Charleston, SC 29412 Property Records

Charleston County property record for 659 Cornerstone Ct, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,225 sqft · built 1976
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on File
Last Sale	$270,000 (Sep 2020)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`454-14-00-024`

Property Details

APN / Parcel Number

Primary APN	`454-14-00-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,225 sqft Living Area
1st Floor Area	992 sqft
Upper Floors Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	84 ft deep x 232 ft wide
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	659 CORNERSTONE CT
City	CHARLESTON
State	SC
Zip	29412-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MARSH POINT DESCRIPTION -LT 26
Legal Subdivision	MARSH POINT
Legal Lot Number	26
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1040
Census Tract	2005

Owner

659 Cornerstone Ct is owned by a company that acquired it in March 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 23, 2021	Intrafamily Transfer, Transfer
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH ATLANTIC BANK
Sep 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Deed Book / Page	912 / 257
Last Transfer Date	Mar 8, 2021
Transfer Doc	09710099
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013410613
Date	Oct 2, 2025
Book Page	1341/613

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 23, 2021
Property Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003
Document Number	09840177
Book / Page	984 / 177
Map Reference	MB AE PG 35
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Mar 15, 2021
Property Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003
Document Number	09710099
Book / Page	971 / 99
Map Reference	MB AE PG 35
Instrument Date	Mar 8, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003

Mortgage

Document Number	971103
Date	Mar 15, 2021
Instrument	971/103

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 2, 2020
Property Address	659 CORNERSTONE CT, CHARLESTON, SC 29412-9003
Document Number	0912/0257
Book / Page	000912 / 000257
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12326 CHARLESTON SC 294222326, CHARLESTON, SC 29422-2326

Tax Assessment & Valuation

The 2025 property tax bill for 659 Cornerstone Ct was $2,226, up 20.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+20.32%)	$448,040 (+2,775.74%) Land $160,770 Building $287,270	$731,500 Land $225,000 Building $506,500
2024	$1,850.00	$15,580
2022	$1,686.00	$15,580	$389,600 Land $139,800 Building $249,800
2020			$389,600 Land $139,800 Building $249,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 659 Cornerstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	87 (1979–2023)
Claims Outside the SFHA	15 of 87
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 11 claims Hurricane Hugo, Sep 1989 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Cornerstone Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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