659 Clift Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 659 Clift Rd, Soddy Daisy, TN 37379

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,420 sqft · built 1971
Lot Size	0.381 acres (16,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$743,000 (Jul 2023)
Tax Bill	$939 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049 014.02`

Property Details

APN / Parcel Number

Primary APN	`049 014.02`
Alternative APN	`0000005446`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,613 sqft (0.381 acres)
Lot Dimensions	198 ft deep x 118 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000005446
Old Parcel Number	049 014.02
Street Address	659 CLIFT RD
City	SODDY DAISY
State	TN
Zip	37379-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CLIFT RD
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	10306

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 CLIFT RD, SODDY DAISY, TN 37379-6331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
May 2, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	2023216
Deed Book / Page	13346 / 907
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 17, 2023
Property Address	659 CLIFT RD, SODDY DAISY, TN 37379-6331
Document Number	0000000216
Book / Page	13346 / 907
Instrument Date	Jul 14, 2023
Instrument	2023071700216
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 CLIFT RD, SODDY DAISY, TN 37379-6331

Mortgage

Document Number	0000000217
Date	Jul 17, 2023
Instrument	2023071700217

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2022
Property Address	659 CLIFT RD, SODDY DAISY, TN 37379-6331
Document Number	0000000341
Book / Page	12942 / 911
Instrument Date	Apr 29, 2022
Instrument	2022050200341
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$821.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 CLIFT RD, SODDY DAISY, TN 37379-6331

Mortgage

Document Number	0129420914
Date	May 2, 2022
Instrument	12942-0914

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Soddy-Daisy City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (+29.7%)	$62,000 (+91.36%)	$248,000 (+91.36%) Land $50,000 Building $198,000
2024	$724.00 (-33.88%)	$32,400 (-)	$129,600 (-) Land $25,000 Building $104,600
2023	$1,095.00	$32,400 (-)	$129,600 (-) Land $25,000 Building $104,600
2022	$1,095.00	$32,400	$129,600 Land $25,000 Building $104,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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