659 Chinquapin Mountain Rd, Franklin, NC 28734 Property Records

Macon County property record for 659 Chinquapin Mountain Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,400 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Company Names on Record
Last Sale	$3,500 (Dec 2025)
Tax Bill	$1,366 (2026)
Deeds & Mortgages	Dec 2025 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7507538284`

Property Details

APN / Parcel Number

Primary APN	`7507538284`
Alternative APNs	`0224850` `137770` `161633`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	161633
Street Address	659 CHINQUAPIN MOUNTAIN RD
City	FRANKLIN
State	NC
Zip	28734-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1331
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	2
Census Block	2007
Census Tract	970100

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	659 CHINQUAPIN MOUNTAIN RD, FRANKLIN, NC 28734-1231
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	20257633
Deed Book / Page	C- / 44.1842
Prior Transfer Date	Oct 14, 1994
Prior Transfer Doc	0020001921
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 11, 2025
Property Address	659 CHINQUAPIN MOUNTAIN RD, FRANKLIN, NC 28734-1231
Document Number	00C44/1842
Book / Page	C-44 / 1842
Instrument Date	Dec 11, 2025
Instrument	2025007633
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	659 CHINQUAPIN MOUNTAIN RD, FRANKLIN, NC 28734-1231
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	H41/2417
Date	Oct 12, 2021
Book Page	H-41/2417
Instrument	2021009678

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	659 CHINQUAPIN MOUNTAIN RD, FRANKLIN, NC 28734-1231
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V40/2031
Date	Apr 26, 2021
Book Page	V-40/2031
Instrument	2021003978

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,366.00	$352,220 (-) Land $68,320 Building $283,900	$352,220 (-) Land $68,320 Building $283,900
2025	$1,366.00 (+0.89%)	$352,220 (-0.03%) Land $68,320 Building $283,900	$352,220 (-0.03%) Land $68,320 Building $283,900
2023	$1,354.00	$352,320 Land $68,320 Building $284,000	$352,320 Land $68,320 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2009–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Dec 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum.

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