Henderson County property record for 659 Anders Rd, Zirconia, NC 28790
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2000 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9573198123 |
| Primary APN | 9573198123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,420 sqft (1.41 acres) |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9965153 |
|---|---|
| Street Address | 659 ANDERS RD |
| City | ZIRCONIA |
| State | NC |
| Zip | 28790-8788 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 9965153~R2 |
| Legal Description | FAMILY SUBDIVISION LO2 PL1999-3123 |
| Legal Subdivision | FAMILY SUBD |
| Legal Block | 19 |
| Legal Lot Number | 8123 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 932000 |
659 Anders Rd, a mobile home, is owned and occupied by two individuals who acquired it in September 2024.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 659 ANDERS RD, ZIRCONIA, NC 28790-8788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2024 |
| Transfer Doc | 0042080652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jul 28, 2026 |
| Property Address | 659 ANDERS RD, ZIRCONIA, NC 28790-8788 |
| Document Number | 0001053312 |
| Book / Page | 4470 / 481 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20261053312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 659 ANDERS RD, ZIRCONIA, NC 28790-8788 |
| Document Number | 0001053312, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 4470/481 |
| Instrument | 20261053312 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 659 Anders Rd was $878.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,400 Land $54,100 Building $111,300 | ||
| 2025 | $878.00 | ||
| 2023 | $168,200 Land $54,100 Building $114,100 | $165,400 Land $54,100 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 659 Anders Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 659 Anders Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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