6588 Sandy Ln, Gilbert, MN 55741 Property Records

St. Louis County property record for 6588 Sandy Ln, Gilbert, MN 55741

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.75 ba · 960 sqft · built 1974
Lot Size	0.846 acres (36,882 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2020)
Tax Bill	$3,808 (2026)
Deeds & Mortgages	May 2020 Sale May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`260-0031-00130`

Property Details

APN / Parcel Number

Primary APN	`260-0031-00130`
Alternative APN	`1090020`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	36,882 sqft (0.846 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	200 sqft
Deck Area	80 sqft
Storage Building	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1090020
Street Address	6588 SANDY LN
City	GILBERT
State	MN
Zip	55741-8260
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOT: 0013 BLOCK:000 SERIAL #
Legal Subdivision	INA DU SHORES T OF BIWABIK
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIWABIK
Census Block Group	2
Census Block	2059
Census Tract	13600

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11356 ROSEMILL LN, CHAMPLIN, MN 55316-2659
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer ALL AMERICAN TITLE
May 14, 2019	Loan Modification, Mortgage · Conventional Mortgage NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	May 24, 2012 · Amount on Record
Deed Document Number	20201380752
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 26, 2020
Property Address	6588 SANDY LN, GILBERT, MN 55741-8260
Document Number	00A1380752
Instrument Date	May 7, 2020
Instrument	A1380752
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$743.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6588 SANDY LN GILBERT MN 557418260, GILBERT, MN 55741-8260

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	6588 SANDY LN, GILBERT, MN 55741-8260
Document Number	00A1355060
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6588 SANDY LN GILBERT MN 557418260, GILBERT, MN 55741-8260

Mortgage

Document Number	00A1355060
Date	May 20, 2019
Instrument	A1355060

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Biwabik Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,808.00 (+4.1%)
2025	$3,658.00 (+1.33%)	$356,200 (+9.26%) Land $145,300 Building $210,900	$356,200 (+9.26%) Land $145,300 Building $210,900
2024	$3,610.00	$326,000 (+4.29%) Land $133,900 Building $192,100	$326,000 (+4.29%) Land $133,900 Building $192,100
2022		$312,600 Land $133,900 Building $178,700	$312,600 Land $133,900 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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