6588 S 550 E, Hamilton, IN 46742 Property Records

Steuben County property record for 6588 S 550 E, Hamilton, IN 46742

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,576 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2005 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`76-10-26-000-026.020-009`

Property Details

APN / Parcel Number

Primary APN	`76-10-26-000-026.020-009`
Alternative APNs	`10-26-000-026.020-11` `00001048687`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	1,288 sqft
Attic	Attic
Attic Area	2,576 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	112 sqft
Lean-To	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001048687
Street Address	6588 S 550 E
City	HAMILTON
State	IN
Zip	46742-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 SE 1/4 SEC 26 5.00A
Jurisdiction	STEUBEN IN
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3052
Census Tract	971200

Owner

6588 S 550 E is owned and occupied by an individual.

Source: Steuben County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6588 S 550 E, HAMILTON, IN 46742-9288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 17, 2005	Deed of Trust, Mortgage · Line of Credit AUBURN OFFICE
May 8, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 24, 2008	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 9, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 20, 2013	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	6588 S 550 E, HAMILTON, IN 46742-9288
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021030285
Date	Mar 10, 2021
Instrument	21030285

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	6588 S 550 E, HAMILTON, IN 46742-9288
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005080581
Date	Aug 17, 2005
Instrument	05080581

Lender

Name	AUBURN OFFICE
Address	AUBURN, IN 46706

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	6588 S 550 E, HAMILTON, IN 46742-9288
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013050213
Date	May 8, 2013
Instrument	13050213

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2043

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	6588 S 550 E, HAMILTON, IN 46742-9288
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008030568
Date	Mar 24, 2008
Instrument	08030568

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	6588 S 550 E, HAMILTON, IN 46742-9288
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009020321
Date	Feb 9, 2009
Instrument	09020321

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	6588 S 550 E, HAMILTON, IN 46742-9288
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013080455
Date	Aug 20, 2013
Instrument	13080455

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 6588 S 550 E was $2,019 with a homeowner's exemption, up % from the year before.

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Otsego Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (+0.05%) Homeowner's exemption	$377,600 (+1.15%) Land $48,800 Building $328,800	$377,600 (+1.15%) Land $48,800 Building $328,800
2024	$2,018.00 Homeowner's exemption	$373,300 (+7.09%) Land $47,700 Building $325,600	$373,300 (+7.09%) Land $47,700 Building $325,600
2023		$348,600 (+13.62%) Land $43,100 Building $305,500	$348,600 (+13.62%) Land $43,100 Building $305,500
2022	$1,781.00	$306,800 Land $52,000 Building $254,800	$306,800 Land $52,000 Building $254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6588 S 550 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6588 S 550 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

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