6587 Spruce Dr, Cannon Falls, MN 55009 Property Records

Goodhue County property record for 6587 Spruce Dr, Cannon Falls, MN 55009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,304 sqft · built 1996
Lot Size	0.5 acres (21,734 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Sep 2023)
Tax Bill	$4,670 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52.720.0140`

Property Details

APN / Parcel Number

Primary APN	`52.720.0140`
Alternative APNs	`32724` `53337`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	2,688 sqft
Basement Area	1,304 sqft
Finished Basement	1,000 sqft
Unfinished Basement	304 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,734 sqft (0.5 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	936 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	280 sqft
Patio Area	314 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	53337
Street Address	6587 SPRUCE DR
City	CANNON FALLS
State	MN
Zip	55009-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS ADD LOT-014 BLOCK-001 LOT 14 BLK 1 DOC#694990
Legal Subdivision	CEDAR HILLS ADD
Legal Block	1
Legal Lot Number	14
Jurisdiction	GOODHUE MN
Township / Civil Division	CANNON FALLS
Census Block Group	2
Census Block	2032
Census Tract	80600

Owner

6587 Spruce Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Goodhue County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6587 SPRUCE DR, CANNON FALLS, MN 55009-4251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Aug 25, 2023 · Amount on File
Deed Document Number	2023694990
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Sep 21, 2023
Property Address	6587 SPRUCE DR, CANNON FALLS, MN 55009-4251
Document Number	000A694990
Instrument Date	Aug 25, 2023
Instrument	A694990
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6587 SPRUCE DR, CANNON FALLS, MN 55009-4251
Investor	Possibly a Property Investor

Mortgage

Document Number	000A694991
Date	Sep 21, 2023
Instrument	A694991

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 6587 Spruce Dr was $4,670 with a homeowner's exemption.

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Cannon Falls City
Unified School District	Cannon Falls Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,670.00 Homeowner's exemption	$384,800 (+9.38%) Land $80,300 Building $304,500	$384,800 (+9.38%) Land $80,300 Building $304,500
2025		$351,800 Land $66,800 Building $285,000	$351,800 Land $66,800 Building $285,000
2023	$4,180.00 Homeowner's exemption	$323,800 Land $49,600 Building $274,200	$323,800 Land $49,600 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6587 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6587 Spruce Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cannon Falls serves 4,237 people · EPA ID MN1250001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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