Baldwin County property record for 6587 Co Rd 95, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,390 sqft · built 1994 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $619 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-040.002 |
| Primary APN | 62-07-26-0-000-040.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,390 sqft Heated Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 200 ft deep x 95 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Type | Spa / Hot Tub (No Pool) |
| Utility Building | 132 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 27895 |
|---|---|
| Street Address | 6587 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95' X 200'(S) LOT 4 1ST ADDN TO PIRATES COVE UNIT 1 PB11 PG131 SEC 26-T8S-R5E (SP WD/AFF/DEATH CERT) RP494 PG942 IN#661386 IN |
| Legal Subdivision | PIRATES COVE |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11601 |
6587 Co Rd 95 is owner-occupied and held in a trust.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6587 COUNTY ROAD 95, ELBERTA, AL 36530-5723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6587 Co Rd 95 was $619 with exemptions applied.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $619.00 | $29,680 Land $19,600 Building $10,080 | $551,600 Land $246,000 Building $305,600 |
| 2023 | $619.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $29,680 (-42.35%) | $600,500 (+16.69%) Land $282,700 Building $317,800 |
| 2022 | $619.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $51,480 | $514,600 Land $270,900 Building $243,700 |
| 2021 | $619.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6587 Co Rd 95 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6587 Co Rd 95 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures