6586 Rte 32, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 6586 Rte 32, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,407 sqft · built 1989
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2026)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`518225-9140`

Property Details

APN / Parcel Number

Primary APN	`518225-9140`
Alternative APNs	`240013600000010121000000` `192400 136.00-1-12.1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,407 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,015 sqft
Finished Basement	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Basement
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	518225-9140
Street Address	6586 ROUTE 32
City	CAIRO
State	NY
Zip	12413-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	12.100
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	4
Census Block	4012
Census Tract	80502

Owner

Source: Greene County and Cairo Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HOOK RD, 52, POUGHKEEPSIE, NY 12601-7306
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK
Oct 28, 2021	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
May 25, 2021	Deed, Transfer
Aug 19, 2019	Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	20261372
Prior Transfer Date	Jan 15, 2007
Prior Transfer Doc	0012440007
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Jul 7, 2026
Property Address	6586 ROUTE 32, CAIRO, NY 12413-3235
Document Number	0000001372
Instrument Date	Jun 30, 2026
Instrument	20261372
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HOOK RD, 52, POUGHKEEPSIE, NY 12601-7306

Mortgage

Date	Jul 7, 2026

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Oct 28, 2021
Property Address	6586 ROUTE 32, CAIRO, NY 12413-3235
Document Number	0D20213151
Instrument Date	Oct 22, 2021
Instrument	D2021-3151
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 GREENTREE RD, TIVOLI, NY 12583-5405

Mortgage

Document Number	0M20214146
Date	Oct 28, 2021
Instrument	M2021-4146

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	May 25, 2021
Property Address	6586 ROUTE 32, CAIRO, NY 12413-3235
Document Number	0D20211591
Instrument Date	Apr 5, 2021
Instrument	D2021-1591
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WILLIAM ST, CAIRO, NY 12413-2831

August 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GREENE NY
Recording Date	Aug 19, 2019
Property Address	6586 ROUTE 32, CAIRO, NY 12413-3235
Document Number	0000001751
Instrument Date	Apr 18, 2019
Instrument	1751
Transaction Type	Foreclosure
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7 CENTURY DR PARSIPPANY NJ 070544603, PARSIPPANY, NJ 07054-4603

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,615.00	$130,000 (-) Land $18,300 Building $111,700	$371,400 (+16.28%) Land $52,282 Building $319,118
2023		$130,000 Land $18,300 Building $111,700	$319,410 Land $44,963 Building $274,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable · Fiber in parts of the area	400 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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