6586 Cuprite Rd, El Dorado, CA 95623 Property Records

El Dorado County property record for 6586 Cuprite Rd, El Dorado, CA 95623

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,786 sqft · built 1987
Lot Size	5.45 acres (237,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Sep 2025)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092-390-025-000`

Property Details

APN / Parcel Number

Primary APN	`092-390-025-000`
Alternative APNs	`09239025100` `0923902510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	237,402 sqft
Terrain	Rolling
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,786 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Well

Location & Zoning

Street Address	6586 CUPRITE RD
City	EL DORADO
State	CA
Zip	95623-4820
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	PM 25/52/B
Legal Subdivision	THE N E 1/4 OF T 9 N R 10 E M D M
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	31503

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6586 CUPRITE RD, EL DORADO, CA 95623-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Commercial Mortgage FLYHOMES MORTGAGE LLC
Sep 26, 2025	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Deed Document Number	202527467
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	0000035515
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6586 CUPRITE RD, EL DORADO, CA 95623-4820
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6586 CUPRITE RD, EL DORADO, CA 95623-4820

Mortgage

Document Number	0000024516
Date	Aug 28, 2025
Instrument	2025-0024516

Lender

Name	FLYHOMES MORTGAGE LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 26, 2025
Property Address	6586 CUPRITE RD, EL DORADO, CA 95623-4820
Document Number	0000027467
Map Reference	MB 25 PG 52
Instrument Date	Sep 2, 2025
Instrument	2025-0027467
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6586 CUPRITE RD, EL DORADO, CA 95623-4820

Mortgage

Document Number	0000027468
Date	Sep 26, 2025
Instrument	2025-0027468

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,000 (+136.4%) Land $195,000 Building $385,000
2025	$2,669.00 (+4.01%) Homeowner's exemption	$245,348 (+4.04%) Land $85,281 Building $160,067
2023	$2,566.00 (+1.5%) Homeowner's exemption	$235,822 Land $81,970 Building $153,852
2022	$2,528.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1995–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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