6584 E State Rd 218, Berne, IN 46711 Property Records

Adams County property record for 6584 E State Rd 218, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,343 sqft · built 2017
Lot Size	5.73 acres (249,599 sqft)
Owner	Individual Name on Record
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-03-101-001.001-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-03-101-001.001-006`
Alternative APNs	`01602000000400` `01838682139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,343 sqft Living Area
1st Floor Area	2,343 sqft
Attic	Attic
Attic Area	1,320 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Metal
Lot Area	249,599 sqft (5.73 acres)
Garage Type	Attached
Garage Area	1,320 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	416 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01838682139
Street Address	6584 E STATE ROAD 218
City	BERNE
State	IN
Zip	46711-9470
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	T HILL SUBD LOT 1 SEC 3 (5.73A)
Legal Subdivision	T HILL SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5000
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6584 E STATE ROAD 218, BERNE, IN 46711-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2011
Deed Sale	Sep 8, 2011
Deed Document Number	20113502
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6584 E STATE ROAD 218, BERNE, IN 46711-9470
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6584 E STATE ROAD 218, BERNE, IN 46711-9470

Mortgage

Document Number	2026000909
Date	Mar 9, 2026
Instrument	2026000909

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6584 E STATE ROAD 218, BERNE, IN 46711-9470
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003794
Date	Jul 21, 2021
Instrument	2021003794

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6584 E STATE ROAD 218, BERNE, IN 46711-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004129
Date	Oct 31, 2017
Instrument	2017004129

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (-1.42%) Homeowner's exemption	$338,400 (+13.44%) Land $34,500 Building $303,900	$338,400 (+13.44%) Land $34,500 Building $303,900
2024	$2,598.00 (-3.06%)
2023	$2,680.00 (+3.2%)	$298,300 (+1.19%) Land $33,900 Building $264,400	$298,300 (+1.19%) Land $33,900 Building $264,400
2022	$2,597.00 (+20.18%)	$294,800 Land $32,700 Building $262,100	$294,800 Land $32,700 Building $262,100
2020	$2,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	100 / 25
MetaLINK Technologies Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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