6582 Whetstone Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6582 Whetstone Dr, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,394 sqft · built 1986
Lot Size0.213 acres (9,286 sqft)
Owner2 Individual Names on File
Last Sale$143,000 (Apr 1989)
Tax Bill$4,258 (2023)
Deeds & MortgagesApr 2022 Line of Credit
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28-554109

Property Details

APN / Parcel Number

Primary APN28-554109
Alternative APN
  • 554109

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,394 sqft Total Area
1st Floor Area1,444 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,286 sqft (0.213 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area416 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number554109
Street Address6582 WHETSTONE DR
CityFREDERICK
StateMD
Zip21703-8612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 709 SEC 12 PL 2 9286 SQ FT WHETSTONE DR. FARMBROOK
Legal SubdivisionFARMBROOK
Legal Lot Number709
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group4
Census Block4001
Census Tract751002

Owner

Source: Frederick County records · APN 28-554109

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6582 WHETSTONE DR, FREDERICK, MD 21703-8612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 25, 2018Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 1989 · Amount on Record
Deed SaleApr 13, 1989 · Amount on Record
Deed Document Number891932
Record UpdatedJun 07, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6582 WHETSTONE DR, FREDERICK, MD 21703-8612
Transaction TypeMortgage
Record UpdatedMay 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6582 WHETSRTONE DR, FREDERICK, MD 21703-8612

Mortgage

Document Number0158800092
DateApr 26, 2022
Book Page15880/92
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueFeb 25, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6582 WHETSTONE DR, FREDERICK, MD 21703-8612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126370400
DateSep 25, 2018
Book Page12637/0400
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,258.00 Homeowner's exemption$377,133$456,600 Land $112,300 Building $344,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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