6582 Lopez Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6582 Lopez Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,113 sqft · built 2017
Lot Size0.095 acres (4,141 sqft)
Owner2 Individual Names on Record
Last Sale$717,000 (Dec 2017)
Tax Bill$10,226 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN808-53-046

Property Details

APN / Parcel Number

Primary APN808-53-046

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,113 sqft Living Area
1st Floor Area830 sqft
2nd Floor Area1,283 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,141 sqft (0.095 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6582 LOPEZ WAY
CityGILROY
StateCA
Zip95020-7152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 10256 LOT 32
Legal Subdivision10256 PETITE SIRAH
Legal Tract10256
Legal Lot Number32
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1019
Census Tract512509

Owner

Source: Santa Clara County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6582 LOPEZ WAY, GILROY, CA 95020-7152
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Dec 5, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2017 · Amount on Record
Deed SaleDec 5, 2017 · Amount on Record
Deed Document Number201723819161
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6582 LOPEZ WAY, GILROY, CA 95020-7152
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6582 LOPEZ WAY, GILROY, CA 95020-7152

Mortgage

Document Number0025238751
DateFeb 11, 2022
Instrument25238751
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6582 LOPEZ WAY, GILROY, CA 95020-7152
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6582 LOPEZ WAY, GILROY, CA 95020-7152

Mortgage

Document Number0024619796
DateSep 18, 2020
Instrument24619796
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 5, 2017
Property Address6582 LOPEZ WAY, GILROY, CA 95020-7152
Document Number0023819161
Map ReferenceMAP882 PG22-27
Instrument DateNov 30, 2017
Instrument23819161
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6582 LOPEZ WAY, GILROY, CA 95020-7152

Mortgage

Document Number0023819162
DateDec 5, 2017
Instrument23819162
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,226.00 (+1.61%) Homeowner's exemption$834,589 (+4.04%) Land $455,130 Building $379,459
2024$10,064.00 (+0.6%)
2023$10,004.00 (+1.68%) Homeowner's exemption$802,182 Land $437,457 Building $364,725
2022$9,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

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