6581 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 6581 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Feb 2023)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Dec 2022 Sale & Second Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390111-484118-0000`

Property Details

APN / Parcel Number

Primary APN	`390111-484118-0000`
Alternative APNs	`86631` `31378`

Exterior

Lot Area	211,702 sqft (4.86 acres)

Location & Zoning

Account Number	86631
Street Address	6581 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	N 1/2 OF N 10 ACRES OF TR DAF-SE SE-EXC W 2 ACRES THEREOF-EXC W 15 ACRES OF FOL-SE SE-EXC W 2 ACRES THEREOF DAF-BEG AT SE SEC COR-TH N 89 DEG 4052 W ALG S LI THEREOF 1241.94 FT-TH N 00 DEG 4233 W ALG W LI OF TR DESCAF 893783 20 FT TO POB-TH CONT N 00
Legal Range	01
Legal Township	39
Legal Section	11
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2038
Census Tract	10504

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4015 ELIZA AVE, 123, BELLINGHAM, WA 98226-8170
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage JOSELYN COTY
Feb 3, 2023	Re-recorded Document · Commercial Mortgage OLSEN BRANSON PLLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	2023280
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0000000280
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 2, 2022
Property Address	6581 OLSON RD, FERNDALE, WA 98248-9635
Document Number	0001200227
Instrument Date	Nov 22, 2022
Instrument	2022-1200227
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 ELIZA AVE TRLR 123, 123, BELLINGHAM, WA 98226-8170

Mortgage

Document Number	0001200228
Date	Dec 2, 2022
Instrument	2022-1200228

Lender

Name	JOSELYN COTY
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WHATCOM WA
Recording Date	Feb 3, 2023
Property Address	6581 OLSON RD, FERNDALE, WA 98248-9635
Document Number	0000200280
Instrument Date	Nov 22, 2022
Instrument	2023-0200280
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 ELIZA AVE TRLR 123, 123, BELLINGHAM, WA 98226-8170

Mortgage

Document Number	0000200281
Date	Feb 3, 2023
Instrument	2023-0200281

Lender

Name	OLSEN BRANSON PLLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (+1,897.47%)	$195,569 (+3,817.65%) Land $195,569	$195,569 (+43.3%) Land $195,569
2022		$4,992 Land $4,992	$136,477 Land $136,477
2021	$79.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALDERGROVE WATER ASSOC. private · serves 120 people · EPA ID WA5301200
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Pogozone powered by Neubeam, Xfinity.

Nearby Properties on Olson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures