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6581 Memory Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6581 Memory Ln, Cincinnati, OH 45239 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1964
Square Footage1,144 sqft Living Area
Lot Size8,756 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$124,900 (2019)
Tax Bill$2,646.00 (2025)

Property Details

APN / Parcel Number

Primary APN510-0073-0175-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,144 sqft Living Area
1st Floor1,144 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Lot Area8,756 sqft (0.201 acres)
Depth X Width138 ft x 63 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area322 sqft Garage
Porch1 Porch
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6581 MEMORY LN
CityCINCINNATI
StateOH
Zip45239-5673
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMEMORY LN 63 X 138.49 LOT 45 HIGHGROVE SUB BLK B
Legal SubdivisionHIGHGROVE SUB
Legal BlockB
Legal Lot Number45
JurisdictionHAMILTON OH
Minor Civil DivisionCOLERAIN
Census Blockgroup1
Census Block1005
Census Tract20762

Owner

Source: Hamilton County records · APN 510-0073-0175-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 21, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 18, 2019Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
May 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleMay 22, 2019 · Amount on Record
Deed Doc Number0000080147
Deed Book / Page14004 / 02400
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000119828
DateOct 04, 2021
Book Page14515/2782
Instrument2021-0119828
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
InvestorPossibly a Property Investor

Mortgage

Document Number0000047031
DateJul 10, 2023
Book Page14953/1142
Instrument2023-0047031
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
InvestorPossibly a Property Investor

Mortgage

Document Number0000012406
DateFeb 21, 2025
Book Page15358/774
Instrument2025-0012406
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2019
Property Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
Document Number0000080147
Book / Page14004 / 02400
Map ReferenceMB 13 PG 72&73
Instrument DateSep 13, 2019
Instrument2019-0080147
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAGILITY CLOSING & TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$499.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
InvestorPossibly a Property Investor

Mortgage

Document Number0000080148
DateSep 18, 2019
Instrument2019-0080148
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 22, 2019
Property Address6581 MEMORY LN, CINCINNATI, OH 45239-5673
Document Number0000039643
Book / Page013923 / 001175
Instrument DateMay 16, 2019
Instrument39643
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address150 MITCHELL BLVD HARRISON OH 450302198, HARRISON, OH 45030-2198

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,646.00 (+7.82%)$45,843 (-) Land $9,100 Building $36,743
2024$2,454.00 (-0.61%)$45,843 (-) Land $9,100 Building $36,743
2023$2,469.00 (-14.36%)$45,843 (+4.87%) Land $9,100 Building $36,743$130,980 (+4.87%) Land $26,000 Building $104,980
2022$2,883.00 Homeowner's exemption$43,716 Land $7,116 Building $36,600
2020$124,900 Land $20,330 Building $104,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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