Miami County property record for 6581 E Troy Pike, Covington, OH 45318 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,532 sqft · built 1902 |
| Lot Size | 0.843 acres (36,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Aug 2018) |
| Tax Bill | $4,325 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-011425 |
| Primary APN | H17-011425 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 4,200 sqft |
| Upper Floors Area | 432 sqft |
| Basement Area | 1,830 sqft |
| Unfinished Basement | 1,830 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 36,721 sqft (0.843 acres) |
| Garage Area | 1,363 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 662 sqft |
| Patio Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6581 E TROY PIKE |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-8-33 PT NE COR SW |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 33 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 320100 |
Source: Miami County records · APN H17-011425
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6581 W STATE ROUTE 41, COVINGTON, OH 45318-8943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 20182018OR-10200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 6581 E TROY PIKE, COVINGTON, OH 45318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012659 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023OR-12659 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Address | VANDALIA, OH 45377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,325.00 (+12.28%) Homeowner's exemption | $155,440 (+34.57%) Land $10,610 Building $144,830 | $444,100 (+34.58%) Land $30,300 Building $413,800 |
| 2024 | $3,852.00 (+2.58%) Homeowner's exemption | $115,510 (-) Land $8,090 Building $107,420 | |
| 2023 | $3,755.00 (-3.77%) Homeowner's exemption | $115,510 (-) Land $8,090 Building $107,420 | $330,000 (-) Land $23,100 Building $306,900 |
| 2022 | $3,902.00 Homeowner's exemption | $115,510 Land $8,090 Building $107,420 | $330,000 Land $23,100 Building $306,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093201001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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