6581 Bancroft Ave, Cocoa, FL 32927 Property Records

Brevard County property record for 6581 Bancroft Ave, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Apr 2021)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Second Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`23-35-22-JY-271-2`

Property Details

APN / Parcel Number

Primary APN	`23-35-22-JY-271-2`
Alternative APNs	`23-35-22-JY-00271.0-0002.00` `2307231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Enclosed Porch
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2307231
Street Address	6581 BANCROFT AVE
City	COCOA
State	FL
Zip	32927-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 7 LOT 2 BLK 271
Legal Range	35E
Legal Township	23S
Legal Section	22
Legal Subdivision	PORT ST JOHN UNIT 7
Legal Block	271
Legal Lot Number	2
Legal Unit	7
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1023
Census Tract	62111

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6581 BANCROFT AVE, COCOA, FL 32927-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CU OF FLORIDA
Jul 27, 2018	Deed of Trust, Mortgage COMMUNITY CU OF FLORIDA
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	202186538
Deed Book / Page	9076 / 2663
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0000300260
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 6, 2021
Property Address	6581 BANCROFT AVE, COCOA, FL 32927-2232
Document Number	0090762663
Book / Page	9076 / 2663
Map Reference	MB 23 PG 60
Instrument Date	Apr 1, 2021
Instrument	2021086538
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2640 FALCON LN, 2640, MIMS, FL 32754-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6581 BANCROFT AVE, COCOA, FL 32927-2232

Mortgage

Document Number	90762665
Date	Apr 6, 2021
Instrument	9076/2665

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	6581 BANCROFT AVE, COCOA, FL 32927-2232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087010545
Date	Mar 25, 2020
Book Page	8701/545
Instrument	2020069928

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	6581 BANCROFT AVE, COCOA, FL 32927-2232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082231339
Date	Jul 27, 2018
Book Page	8223/1339
Instrument	2018168243

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2033

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 10, 2017
Property Address	6581 BANCROFT AVE, COCOA, FL 32927-2232
Document Number	0079332030
Book / Page	007933 / 002030
Instrument Date	Jun 30, 2017
Instrument	143830
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6581 BANCROFT AVE COCOA FL 329272232, COCOA, FL 32927-2232

Mortgage

Document Number	79332032
Date	Jul 10, 2017
Book Page	007933/002032
Instrument	143831

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2032

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,060 (+0.91%)	$243,060 (-0.59%)
2025	$3,229.00 (+8.07%) Homeowner's exemption	$240,860 (+5.98%)	$244,500 (+6.08%) Land $65,000 Building $179,500
2023	$2,988.00 (+6.75%) Homeowner's exemption	$227,270 (+3%)	$230,490 (+4.45%) Land $52,000 Building $178,490
2022	$2,799.00 Homeowner's exemption	$220,660 Land $46,000 Building $174,660	$220,660 Land $46,000 Building $174,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	2 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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