6580 S River Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 6580 S River Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 2006
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-035-100-015-03`

Property Details

APN / Parcel Number

Primary APN	`104-035-100-015-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Basement Area	2,280 sqft
Unfinished Basement	2,280 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6580 S RIVER RD
City	CHEBOYGAN
State	MI
Zip	49721-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 1 & SE1/4 OF NW1/4, SEC 35, T37N,R1W DESC AS: COM AT NW COR SEC 35; TH S 341.83FT; TH S 54D 18M E 333.93FT; TH
Legal Range	01W
Legal Township	001
Legal Section	35
Legal Lot Number	1
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1035
Census Tract	960401

Owner

Source: Cheboygan County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6580 S RIVER RD, CHEBOYGAN, MI 49721-9590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026
Deed Sale	Jul 21, 2026
Prior Sale	Oct 16, 2007 · Amount on Record
Deed Book / Page	1587 / 847
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	1076000194
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 21, 2026
Property Address	6580 S RIVER RD, CHEBOYGAN, MI 49721-9590
Document Number	1587000847
Book / Page	1587 / 847
Instrument Date	Jul 1, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6580 S RIVER RD, CHEBOYGAN, MI 49721-9590

Mortgage

Document Number	1587000850,
Date	Jul 21, 2026
Book Page	1587/850

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,200 (+25.25%)	$324,400 (+25.25%)
2025	$2,040.00 (+62.03%)
2023		$129,500	$259,000
2022	$1,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Presque Isle Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Rd

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