658 Young St, Franklin, IN 46131 Property Records

Johnson County property record for 658 Young St, Franklin, IN 46131

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,528 sqft · built 1988
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2020)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51001423005/00`

Property Details

APN / Parcel Number

Primary APN	`51001423005/00`
Alternative APNs	`41-08-14-014-081.000-009` `00001085957`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	832 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001085957
Street Address	658 YOUNG ST
City	FRANKLIN
State	IN
Zip	46131-1523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HAMILTON & OYLER ADD LOT 178 MP FRANKLIN COMMUNI
Legal Subdivision	HAMILTON & OYLERS ADDITION
Legal Lot Number	178
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1015
Census Tract	611000

Owner

658 Young St, a duplex, is owned and occupied by an individual who bought it in March 2020.

Source: Johnson County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	658 YOUNG ST, 678, FRANKLIN, IN 46131-1523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM HOME MORTGAGE CORP (FN)
Mar 3, 2020	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK
Dec 19, 2005	Warranty Deed, Transfer · Commercial Mortgage IRWIN UNION BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Dec 18, 2015 · Amount on File
Deed Document Number	20205655
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	658 YOUNG ST, FRANKLIN, IN 46131-1523
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017007608
Date	Apr 4, 2017
Instrument	2017-007608

Lender

Name	FREEDOM HOME MORTGAGE CORP (FN)
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Apr 1, 2043

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 3, 2020
Property Address	658 YOUNG ST, FRANKLIN, IN 46131-1523
Document Number	2020005655
Map Reference	PB 2 PG 6
Instrument Date	Feb 28, 2020
Instrument	2020-005655
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 YOUNG ST, FRANKLIN, IN 46131-1523

Mortgage

Document Number	2020005656
Date	Mar 3, 2020
Instrument	2020-005656

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 19, 2005
Property Address	658 YOUNG ST, FRANKLIN, IN 46131-1523
Document Number	2005035162
Map Reference	MB2 PG146
Instrument Date	Dec 16, 2005
Instrument	2005-035162
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 OAK LEAF RD, FRANKLIN, IN 46131-5042
Investor	Possibly a Property Investor

Mortgage

Document Number	2005035163
Date	Dec 19, 2005
Instrument	2005-035163

Lender

Name	IRWIN UNION BANK FSB
Type	Bank
Address	COLUMBUS, IN 47202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 658 Young St was $2,866 with a homeowner's exemption, up 12.3% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+12.35%) Homeowner's exemption	$213,000 Land $15,100 Building $197,900	$213,000 Land $15,100 Building $197,900
2024	$2,551.00 (+10.1%)
2023	$2,317.00 (+18.76%)	$166,000 (+16.9%) Land $15,100 Building $150,900	$166,000 (+16.9%) Land $15,100 Building $150,900
2022	$1,951.00	$142,000 Land $15,100 Building $126,900	$142,000 Land $15,100 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 Young St in Zone X, an area of moderate flood risk, though there have been 29 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1990–2010)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Apr 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 658 Young St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, JC Fiber.

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