658 W Main St, Tupelo, MS 38804 Property Records

Lee County property record for 658 W Main St, Tupelo, MS 38804

Property Summary

Property TypeOffice Building
Details2,792 sqft · built 1938
Lot Size0.158 acres (6,900 sqft)
OwnerTrust Name on File
Last Sale$150,000 (Sep 2012)
Tax Bill$4,345 (2025)
Deeds & MortgagesMay 2018 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN089J-31-285-00

Property Details

APN / Parcel Number

Primary APN089J-31-285-00
Alternative APNs
  • 025140
  • 25140

Interior

Building Area2,792 sqft Heated Area
Gross Area3,163 sqft
2nd Floor Area353 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions115 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number025140
Old Parcel Number089J-31-285-00
Street Address658 W MAIN ST
CityTUPELO
StateMS
Zip38804-3746
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLOT PT SE1/4 NW1/4
Legal Range06E
Legal Township09S
Legal Section31
JurisdictionLEE MS
Township / Civil Division3
Census Block Group3
Census Block3036
Census Tract950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Tupelo Historic District (Boundary Increase)
listed 2025 · 8 contributing resources · NRIS 14000276

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

658 W Main St, a commercial property, is held in a trust since September 2012.

Source: Lee County records, as of October 29, 2025

Owner of RecordTrust Name on File
Mailing AddressPO BOX 37, FULTON, MS 38843-0037
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
May 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2012 · Amount on File
Deed SaleSep 28, 2012 · Amount on File
Deed Document Number0201213795
Deed Book / Page2012 / 13795
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address658 W MAIN ST, TUPELO, MS 38804-3746
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 37, FULTON, MS 38843-0037

Mortgage

Document Number2018005948
DateMay 21, 2018
Instrument2018005948
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term49 Months
DueJun 5, 2022

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address658 W MAIN ST, TUPELO, MS 38804-3746
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 37, FULTON, MS 38843-0037

Mortgage

Document Number2018005949
DateMay 21, 2018
Instrument2018005949
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term25 Months
DueJun 5, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 658 W Main St was $4,345.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,345.00$31,964$213,090 Land $60,000 Building $153,090
2023$3,870.00$28,919$192,790 Land $60,000 Building $132,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 658 W Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1980–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Tombigbee Fiber.

Nearby Properties on W Main St

Nearby Streets

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