658 W Cherry Rd, Hayesville, NC 28904 Property Records

Clay County property record for 658 W Cherry Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1977
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Oct 2012)
Tax Bill	$510 (2026)
Flood Zone	Zone X (minimal risk)
APN	`544900591267`

Property Details

APN / Parcel Number

Primary APN	`544900591267`
Alternative APN	`12487301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	816 sqft Heated Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	12487301
Street Address	658 W CHERRY RD
City	HAYESVILLE
State	NC
Zip	28904-7174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MAX PAYNE SUB
Legal Subdivision	MAX PAYNE SUB
Legal Lot Number	1
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1006
Census Tract	950201

Owner

658 W Cherry Rd is owned by two individuals who bought it in October 2012.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4002 PHEASANT CT SW, CONYERS, GA 30094-4077
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2012 · Amount on File
Deed Sale	Oct 19, 2012 · Amount on File
Prior Sale	Sep 20, 2006 · Amount on File
Deed Document Number	20122445
Deed Book / Page	371 / 113
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 658 W Cherry Rd was $510, down 3.6% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$510.00 (-3.59%)	$132,500 (+45.13%) Land $34,400 Building $98,100	$132,500 (+45.13%) Land $34,400 Building $98,100
2025	$529.00	$91,300 Land $31,300 Building $60,000	$91,300 Land $31,300 Building $60,000
2023	$419.00	$91,300 Land $31,300 Building $60,000	$91,300 Land $31,300 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 W Cherry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 W Cherry Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	10 / 1
Frontier DSL	10 / 1