658 Thomas Bluff Rd NE, Rome, GA 30161 Property Records

Floyd County property record for 658 Thomas Bluff Rd NE, Rome, GA 30161

Property Summary

Property Type	Single Family Home
Details	1 ba · 7,000 sqft · built 2021
Lot Size	129 acres (5,651,474 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Jun 2010)
Tax Bill	$12,550 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M09--105`

Property Details

APN / Parcel Number

Primary APN	`M09--105`
Alternative APN	`5669`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	7,000 sqft Heated Area
Gross Area	2,240 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,651,474 sqft (129 acres)

Exterior Amenities

Porch	Patio
Deck Area	280 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5669
Street Address	658 THOMAS BLUFF RD NE
City	ROME
State	GA
Zip	30161-3482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LL185 24/3 THOMAS BLUFF RD
Jurisdiction	FLOYD GA
Township / Civil Division	SHANNON
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

658 Thomas Bluff Rd NE is owned and occupied by an individual who bought it in June 2010.

Source: Floyd County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	658 THOMAS BLUFF RD NE, ROME, GA 30161-3482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage GREATER COMMUNITY BANK
Jun 26, 2020	Deed of Trust, Construction Loan · Line of Credit GREATER CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2010 · Amount on File
Deed Sale	Jun 22, 2010 · Amount on File
Prior Sale	Apr 24, 2006
Deed Book / Page	2231 / 307
Prior Transfer Date	Oct 2, 2007
Prior Transfer Doc	2113211300
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	658 THOMAS BLUFF RD NE, ROME, GA 30161-3482
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 THOMAS BLUFF RD NE, ROME, GA 30161-3482

Mortgage

Document Number	0027530000001112
Date	Jun 16, 2022
Book Page	0000002753/0000001112
Instrument	008755800009

Lender

Name	GREATER COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Jun 26, 2020
Property Address	658 THOMAS BLUFF RD NE, ROME, GA 30161-3482
Document Number	0026320662
Book / Page	002632 / 000662
Instrument Date	Jun 22, 2020
Transaction Type	Construction Loan
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 THOMAS BLUFF RD NE ROME GA 301613482, ROME, GA 30161-3482

Mortgage

Document Number	26320662
Date	Jun 26, 2020
Book Page	002632/000662

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	1490 MARTHA BERRY BLVD, ROME, GA 30162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 25, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 658 Thomas Bluff Rd NE was $12,550 with a homeowner's exemption, up 17.5% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,550.00 (+17.52%) Homeowner's exemption
2025	$10,679.00 (-22.7%) Homeowner's exemption	$730,428 (+11.92%) Land $241,879 Building $488,549	$1,826,071 (+11.92%) Land $604,698 Building $1,221,373
2024	$13,815.00 (+5.6%) Homeowner's exemption	$652,611 (+1.99%) Land $193,503 Building $459,108	$1,631,529 (+1.99%) Land $483,758 Building $1,147,771
2023	$13,083.00 (+665.54%) Homeowner's exemption	$639,880 (+246.09%) Land $193,503 Building $446,377	$1,599,700 (+246.09%) Land $483,758 Building $1,115,942
2022	$1,709.00 Homeowner's exemption	$184,889 Land $153,717 Building $31,172	$462,222 Land $384,292 Building $77,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 Thomas Bluff Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Thomas Bluff Rd NE is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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