Orange County property record for 658 Rosegate Ln, Orlando, FL 32835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,902 sqft · built 1986 |
| Lot Size | 0.249 acres (10,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Dec 2019) |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-28-4722-00-370 |
| Primary APN | 34-22-28-4722-00-370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,636 sqft |
| 1st Floor Area | 1,902 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,858 sqft (0.249 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 202 sqft |
| Patio Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 658 ROSEGATE LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32835-4426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LAKE ROSE POINTE 14/69 LOT 37 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | LAKE ROSE POINTE |
| Legal Tract | 4722 |
| Legal Lot Number | 37 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14806 |
658 Rosegate Ln is owned and occupied by two individuals who bought it in December 2019.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 658 ROSEGATE LN, ORLANDO, FL 32835-4426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Dec 18, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on File |
| Deed Sale | Dec 18, 2019 · Amount on File |
| Prior Sale | Sep 9, 2014 · Amount on File |
| Deed Document Number | 2019789399 |
| Prior Transfer Date | Jun 25, 2014 |
| Prior Transfer Doc | 0000316980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 658 ROSEGATE LN, ORLANDO, FL 32835-4426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 658 ROSEGATE LN, ORLANDO, FL 32835-4426 |
| Document Number | 0000709986 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 20250709986 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 658 ROSEGATE LN, ORLANDO, FL 32835-4426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 658 ROSEGATE LN, ORLANDO, FL 32835-4426 |
| Document Number | 0000035383 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 20230035383 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 658 ROSEGATE LN, ORLANDO, FL 32835-4426 |
| Document Number | 0000789399 |
| Map Reference | MB 14 PG 69 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 20190789399 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 658 ROSEGATE LN, 658, ORLANDO, FL 32835-4426 |
| Name | Verified Name |
|---|---|
| Address | 1502 S HIAWASSEE RD APT 86, 86, ORLANDO, FL 32835-5772 |
| Document Number | 0000789400 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 20190789400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 658 Rosegate Ln was $4,919, up 5.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,272 (+2.7%) | $418,960 (+1.24%) Land $125,000 Building $293,960 | |
| 2025 | $4,919.00 (+5.2%) Homeowner's exemption | $309,905 | $413,810 Land $115,000 Building $298,810 |
| 2024 | $4,676.00 (+7.22%) | ||
| 2023 | $4,361.00 (+3.83%) Homeowner's exemption | $292,399 (+3%) | $379,860 (+13.14%) Land $115,000 Building $264,860 |
| 2022 | $4,200.00 Homeowner's exemption | $283,883 | $335,735 Land $110,000 Building $225,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 658 Rosegate Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (1994–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 658 Rosegate Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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