658 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 658 Neptune Ave, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,865 sqft · built 1990
Lot Size	0.206 acres (8,952 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Apr 2002)
Tax Bill	$17,335 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-051-20-02`

Property Details

APN / Parcel Number

Primary APN	`256-051-20-02`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Lot Area	8,952 sqft (0.206 acres)
View / Lot	Ocean
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	658 NEPTUNE AVE
City	ENCINITAS
State	CA
Zip	92024-2021
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	PAR 1 US B PER DOC89-277659&UND INT IN TR PM15679
Legal Subdivision	NEPTUNE VILLAGE II
Legal Tract	15679
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2006 KAREN ST, BURBANK, CA 91504-2913
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Sep 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2002 · Amount on Record
Deed Sale	Apr 9, 2002 · Amount on Record
Prior Sale	Nov 14, 2000 · Amount on Record
Deed Document Number	2002295040
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000626429
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2021
Property Address	658 NEPTUNE AVE, ENCINITAS, CA 92024-2021
Document Number	0000626431
Map Reference	FILE 89-277567
Instrument Date	Aug 17, 2021
Instrument	2021-0626431
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 KAREN ST, BURBANK, CA 91504-2913

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2021
Property Address	658 NEPTUNE AVE, ENCINITAS, CA 92024-2021
Document Number	0000626429
Map Reference	DOC 89-277567
Instrument Date	Aug 17, 2021
Instrument	2021-0626429
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2006 KAREN ST, BURBANK, CA 91504-2913

Mortgage

Document Number	0000626430
Date	Sep 2, 2021
Instrument	2021-0626430

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,582,173 (+2%) Land $904,100 Building $678,073
2025	$17,335.00 (+6.67%)	$1,551,151 (+4.04%) Land $886,373 Building $664,778
2023	$16,251.00 (+2.23%)	$1,490,920 Land $851,955 Building $638,965
2022	$15,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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