Jackson County property record for 658 Native Wildflower Trl, Cullowhee, NC 28723 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,800 sqft Heated Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $373,000 (2020) |
| Tax Bill | $2,347.00 (2025) |
| Primary APN | 7579-72-8715 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,800 sqft Heated Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Upper Floors | 1,120 sqft Upper Floors |
| Basement Area | 1,120 sqft Basement |
| Unfinished Basement | 1,120 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Logs Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | 672 sqft Deck |
| Patio Area | 672 sqft Patio |
| Porch Area | 896 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Street Address | 658 NATIVE WILDFLOWER TRL |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 40 CROSS CK EST |
| Legal Subdivision | CROSS CK EST |
| Legal Lot Number | 40 |
| Jurisdiction | JACKSON NC |
| Minor Civil Division | CANEY FORK |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 950700 |
Source: Jackson County records · APN 7579-72-8715
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 658 NATIVE WILDFLOWER TRL, CULLOWHEE, NC 28723-8253 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Feb 23, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Jul 07, 2016 · Amount on Record |
| Deed Book / Page | 2273 / 1539 |
| Prior Transfer Date | Jun 08, 2006 |
| Prior Transfer Doc | 0015940581 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 658 NATIVE WILDFLOWER TRL, CULLOWHEE, NC 28723-8253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 658 NATIVE WILDFLOWER TRL, CULLOWHEE, NC 28723-8253 |
| Document Number | 0024061211 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 2406/1211 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Nov 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Aug 14, 2020 |
| Property Address | 658 NATIVE WILDFLOWER TRL, CULLOWHEE, NC 28723-8253 |
| Document Number | 0022731539 |
| Book / Page | 2273 / 1539 |
| Map Reference | CAB 6 SL 803 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3625 WESTOVER RD, 3625, DURHAM, NC 27707-5032 |
| Name | Verified Name |
|---|---|
| Address | 645 CRYSTAL SPRING DR, SANFORD, NC 27332-6610 |
| Document Number | 0022731543 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2273/1543 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 23, 2017 |
| Property Address | 658 NATIVE WILDFLOWER TRL, CULLOWHEE, NC 28723-8253 |
| Document Number | 0021831012 |
| Book / Page | 2183 / 1012 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 658 NATIVE WILDFLOWER TRL, CULLOWHEE, NC 28723-8253 |
| Document Number | 0021831015 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 2183/1015 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,347.00 (+69.95%) | $617,822 (+69.97%) Land $100,310 Building $517,512 |
| 2023 | $1,381.00 | $363,480 Land $87,650 Building $275,830 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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