658 N Main St, Kalispell, MT 59901 Property Records

Flathead County property record for 658 N Main St, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 846 sqft · built 1935
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on File
Last Sale$117,800 (Jun 2018)
Tax Bill$1,852 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR0776827

Property Details

APN / Parcel Number

Primary APNR0776827
Alternative APNs
  • 07-3966-07-1-16-05-0000
  • 0000635325

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area846 sqft Living Area
1st Floor Area712 sqft
AtticAttic
Attic Area134 sqft
Basement Area672 sqft
Finished Basement672 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000635325
Street Address658 N MAIN ST
CityKALISPELL
StateMT
Zip59901-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionKAL ADD 6, S07, T28 N, R21 W, BLOCK 234, LOT 005
Legal Range21W
Legal Township28N
Legal Section07
Legal SubdivisionKAL ADD 6
Legal Block234
Legal Lot Number5
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group2
Census Block2013
Census Tract903

Owner

Source: Flathead County records · APN R0776827

Assessment roll updated September 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2621, KALISPELL, MT 59903-2621
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · Line of Credit
WHITEFISH CREDIT UNION
Apr 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 10, 2022Deed of Trust, Mortgage · Line of Credit
WHITEFISH CU
Jun 18, 2018Deed of Trust, Mortgage · Commercial Mortgage
GLACIER BANK
Jun 18, 2018Warranty Deed, Transfer · Conventional Mortgage
GLACIER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2018 · Amount on Record
Deed SaleJun 18, 2018 · Amount on Record
Prior SaleNov 20, 2015 · Amount on Record
Deed Document Number201812191
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Recording DateMay 08, 2026
Property Address658 N MAIN ST, KALISPELL, MT 59901-3628
Document Number0000009325
Instrument DateMay 04, 2026
Instrument20269325
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyATEC

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 N MAIN ST, KALISPELL, MT 59901-3628

Mortgage

Document Number0000009325,
DateMay 08, 2026
Instrument20269325
Lender
NameWHITEFISH CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 15, 2036
Interest
Rate TypeBalloon
Rate6.46%
Initial TypeBalloon
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address658 N MAIN ST, KALISPELL, MT 59901-3628
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 N MAIN ST, KALISPELL, MT 59901-3628

Mortgage

Document Number202400006025
DateApr 11, 2024
Instrument202400006025
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address658 N MAIN ST, KALISPELL, MT 59901-3628
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200006285
DateMar 10, 2022
Instrument202200006285
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address658 N MAIN ST, KALISPELL, MT 59901-3628
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800012214
DateJun 18, 2018
Instrument201800012214
Lender
NameGLACIER BANK
TypeBank
AddressKALISPELL, MT 59903
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJun 18, 2018
Property Address658 N MAIN ST, KALISPELL, MT 59901-3628
Document Number201800012191
Instrument DateJun 18, 2018
Instrument201800012191
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2621, KALISPELL, MT 59903-2621

Mortgage

Document Number201800012192
DateJun 18, 2018
Instrument201800012192
Lender
NameGLACIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,852.00 (-46.96%)$385,400 (+10.46%)$385,400 (+10.46%) Land $85,750 Building $299,650
2023$3,492.00$348,900$348,900 Land $75,550 Building $273,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
VFN Holdings
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MontanaSky Networks
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Larkin
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Richon
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CommunityTel.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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