658 N Elm St, Dunkirk, IN 47336 Property Records

Blackford County property record for 658 N Elm St, Dunkirk, IN 47336

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 940 sqft · built 1947
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Tax Bill	$603 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-00019-00`

Property Details

APN / Parcel Number

Primary APN	`007-00019-00`
Alternative APN	`05-04-05-404-053.000-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	007-00019-00
Street Address	658 N ELM ST
City	DUNKIRK
State	IN
Zip	47336-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SHADYSIDE LOT 83
Legal Subdivision	SHADYSIDE ADDITION
Legal Lot Number	83
Jurisdiction	BLACKFORD IN
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1104
Census Tract	975400

Owner

Source: Blackford County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	658 N ELM ST, DUNKIRK, IN 47336-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit CROSSROADS FINANCIAL FCU
Jan 9, 2017	Warranty Deed, Transfer
Jan 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2017
Deed Sale	Jan 9, 2017
Prior Sale	Jun 13, 2005 · Amount on Record
Deed Document Number	201725
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKFORD IN
Property Address	658 N ELM ST, DUNKIRK, IN 47336-1606
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020251360
Date	Sep 19, 2025
Instrument	20251360

Lender

Name	CROSSROADS FINANCIAL FCU
Type	Credit Union
Address	1102 W VOTAW ST, PORTLAND, IN 47371

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2050

Interest

Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACKFORD IN
Recording Date	Jan 9, 2017
Property Address	658 N ELM ST, DUNKIRK, IN 47336-1606
Document Number	20170025
Map Reference	MB 1 PG 83
Instrument Date	Dec 12, 2016
Instrument	20170025
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 26, DUNKIRK, IN 47336-0026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACKFORD IN
Recording Date	Jan 9, 2017
Property Address	658 N ELM ST, DUNKIRK, IN 47336-1606
Document Number	0020170025
Map Reference	MB 1 PG 83
Instrument Date	Dec 12, 2016
Instrument	20170025
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 26, DUNKIRK, IN 47336-0026

Tax Assessment & Valuation

Source: Blackford County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Blackford County
County Subdivision	Jackson Township
Municipality	Dunkirk City
Unified School District	Blackford County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (-47.34%)	$69,500 (+15.26%) Land $3,200 Building $66,300	$69,500 (+15.26%) Land $3,200 Building $66,300
2024	$1,145.00 (+103.37%)
2023	$563.00 (-1.05%)	$60,300 (+3.08%) Land $3,200 Building $57,100	$60,300 (+3.08%) Land $3,200 Building $57,100
2022	$569.00 Homeowner's exemption	$58,500 Land $3,200 Building $55,300	$58,500 Land $3,200 Building $55,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK WATER DEPARTMENT serves 2,305 people · EPA ID IN5238001
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fiber · Fixed Wireless in parts of the area	1,000 / 500

May also be available: Verizon.

Nearby Properties on N Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures