Garrett County property record for 658 Mountainview Dr, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,930 sqft · built 2006 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,000 (Feb 2015) |
| Tax Bill | $5,706 (2023) |
| Deeds & Mortgages | Jun 2017 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-072971 |
| Primary APN | 18-072971 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,930 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Account Number | 072971 |
|---|---|
| Street Address | 658 MOUNTAINVIEW DR |
| City | OAKLAND |
| State | MD |
| Zip | 21550-8096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 64904 SQ FT LOT 115 SECT 37 MOUNTAINSIDE SUB DIV |
| Legal Subdivision | MOUNTAINSIDE SUB |
| Legal Lot Number | 115 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 502 |
658 Mountainview Dr is owned by an individual who bought it in February 2015.
Source: Garrett County records, as of September 20, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15718 OLD WATERFORD RD, PAEONIAN SPRINGS, VA 20129-1804 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2017 | Deed of Trust, Mortgage SUMMIT COMMUNITY BANK |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2015 · Amount on File |
| Deed Sale | Feb 18, 2015 · Amount on File |
| Prior Sale | Jul 2, 2002 · Amount on File |
| Deed Document Number | 150174 |
| Deed Book / Page | 1856 / 4 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 658 MOUNTAINVIEW DR, OAKLAND, MD 21550-8096 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020120162 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 2012/0162 |
| Instrument | 2012-0162 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 658 MOUNTAINVIEW DR, OAKLAND, MD 21550-8096 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ACM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0023470340 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 2347/340 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,706.00 | $450,067 | $593,200 Land $73,500 Building $519,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 658 Mountainview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 658 Mountainview Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Glo Fiber, Mountain Communications, Pogozone powered by Neubeam.
5G (outdoors only) and 4G LTE
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