658 Lawrence St, Elmont, NY 11003 Property Records

Nassau County and Hempstead Town property record for 658 Lawrence St, Elmont, NY 11003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,326 sqft · built 1951
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jan 2021)
Tax Bill	$11,816 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-705-00-0031-A`

Property Details

APN / Parcel Number

Primary APN	`32-705-00-0031-A`
Alternative APNs	`2089-32-705-00-0031-A` `32705000031A00000000` `282089 32.-705-31.A` `32705 0031A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 51 ft wide
View / Lot	Cul-De-Sac
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32705 0031A
Street Address	658 LAWRENCE ST
City	ELMONT
State	NY
Zip	11003-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 016
Legal Subdivision	MAP OF VANDERVEER VILLA
Legal Block	705
Legal Lot Number	31
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3003
Census Tract	405100

Owner

658 Lawrence St is owned and occupied by two individuals who bought it in January 2021.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	658 LAWRENCE ST, ELMONT, NY 11003-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · SBA Mortgage HANMI BANK
Jan 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	2021-009655
Deed Book / Page	14031 / 185
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	658 LAWRENCE ST, ELMONT, NY 11003-4616
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M470700869
Date	Mar 7, 2023
Book Page	M47070/869
Instrument	2023-14331

Lender

Name	HANMI BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	SBA Mortgage
Amount	Amount on Record

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jan 22, 2021
Property Address	658 LAWRENCE ST, ELMONT, NY 11003-4616
Document Number	0140310185
Book / Page	14031 / 185
Map Reference	MAP 3968 CASE 4968
Instrument Date	Jan 20, 2021
Instrument	2021-009655
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	990 FIRST AVE, 990, FRANKLIN SQUARE, NY 11010-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 KIRKMAN AVE, ELMONT, NY 11003-3736
Investor	Possibly a Property Investor

Mortgage

Document Number	202100965644944381
Date	Jan 22, 2021
Instrument	2021-00965644944381

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	658 LAWRENCE ST, ELMONT, NY 11003-4616
Document Number	0424400351
Book / Page	042440 / 000351
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	990 FIRST AVE FRANKLIN SQUARE NY 110101920, FRANKLIN SQUARE, NY 11010-1920

Mortgage

Document Number	0424400351
Date	Oct 16, 2017
Book Page	042440/000351
Instrument	102979

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 658 Lawrence St was $11,816 with a homeowner's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Elementary School District	Elmont Union Free School District (PK - 06)
Secondary School District	Sewanhaka Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460 (-) Land $239 Building $221	$460,000 (-)
2025	$11,816.00 Homeowner's exemption	$460 Land $239 Building $221	$460,000
2023	$10,819.00 Additional exemption filed	$457 Land $239 Building $218	$457,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 658 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 658 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WA OF WESTERN NASSAU public/private · serves 120,000 people · EPA ID NY2902830
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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