Madison County property record for 658 Four Winds Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Nov 2023) |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Feb 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0055-0012-0076 |
| Primary APN | 0055-0012-0076 |
|---|---|
| Alternative APNs |
|
| Account Number | 42137 |
|---|---|
| Street Address | 658 FOUR WINDS DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1475 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | GREY OAKS LOT 76 PH 3 |
| Legal Subdivision | GREY OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 76 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10601 |
Source: Madison County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 658 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Feb 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| May 13, 2021 | Deed, Subdivision Related Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 202314178757 |
| Deed Book / Page | 846 / 98 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 658 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2022/580 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | M2022/580 |
| Instrument | 2014029522 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 658 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2022/585 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | M2022/585 |
| Instrument | 2014029523 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 13, 2021 |
| Property Address | 658 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Document Number | 00D805/115 |
| Book / Page | D805 / 115 |
| Map Reference | CAB 29 SL 118 |
| Instrument Date | May 7, 2021 |
| Instrument | 2014036663 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $263.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1511, RICHMOND, KY 40476-1511 |
| Name | Verified Name |
|---|---|
| Address | 658 FOUR WINDS DR, RICHMOND, KY 40475-1475 |
| Mail Care Of | FELISA G WILSON |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,243.00 (-12.04%) Homeowner's exemption | $287,000 (+9.17%) | $287,000 (+9.17%) |
| 2023 | $2,550.00 (-0.31%) | $262,900 (-) | $262,900 (-) |
| 2022 | $2,558.00 | $262,900 | $262,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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