658 Deerfield Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 658 Deerfield Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,553 sqft · built 1992
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2019)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6575 15 54 0848`

Property Details

APN / Parcel Number

Primary APN	`6575 15 54 0848`
Alternative APN	`1481297`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,553 sqft Finished Area
Basement Area	1,316 sqft
Finished Basement	1,316 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	274 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1481297
Street Address	658 DEERFIELD RD
City	MOUNT GILEAD
State	NC
Zip	27306-8820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	EASTFORK ESTATES LOT 1 EASTFORK ESTATES #1
Legal Subdivision	EASTFORK ESTATES
Legal Lot Number	1
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	828 MALLOW PL, CHARLOTTE, NC 28270-1322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Jan 22, 2008 · Amount on Record
Deed Document Number	2019357617
Deed Book / Page	821 / 261
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	000569/863
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	658 DEERFIELD RD, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	847/771
Date	Jun 1, 2020
Book Page	847/771
Instrument	363134

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 14, 2019
Property Address	658 DEERFIELD RD, MOUNT GILEAD, NC 27306
Document Number	0821/0261
Book / Page	0821 / 0261
Map Reference	CAB B SL 378
Instrument Date	Feb 14, 2019
Instrument	357617
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7002 HIGH OAKS DR, 7002, MATTHEWS, NC 28104-7959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 MALLOW PL, CHARLOTTE, NC 28270-1322

Mortgage

Document Number	357618
Date	Feb 14, 2019
Instrument	357618

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,724 (-) Land $258,582 Building $307,142	$565,724 (-) Land $258,582 Building $307,142
2025	$3,705.00	$565,724 (-) Land $258,582 Building $307,142	$565,724 (-) Land $258,582 Building $307,142
2023		$565,724 Land $258,582 Building $307,142	$565,724 Land $258,582 Building $307,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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