658 Cotulla Dr, Kissimmee, FL 34758 Property Records

Osceola County property record for 658 Cotulla Dr, Kissimmee, FL 34758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 2023
Lot Size	0.376 acres (16,378 sqft)
Owner	Individual Name on File
Last Sale	$324,990 (Aug 2023)
Tax Bill	$712 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-26-28-6114-1406-0180`

Property Details

APN / Parcel Number

Primary APN	`25-26-28-6114-1406-0180`
Alternative APNs	`262825611414060180` `23650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,872 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,378 sqft (0.376 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	658 COTULLA DR
City	KISSIMMEE
State	FL
Zip	34758-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	POINCIANA V1 NBD 1S PB 3 PG 9 BLK 1406 LOT 18 1/27/28
Legal Range	28E
Legal Township	26S
Legal Section	25
Legal Subdivision	POINCIANA VLG 1 NBHD 1 SOUTH
Legal Tract	6114
Legal Block	1406
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1006
Census Tract	41301

Owner

658 Cotulla Dr is owned and occupied by an individual who bought it in August 2023.

Source: Osceola County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	658 COTULLA DR, KISSIMMEE, FL 34758-3268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Jan 26, 2022	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Jan 26, 2022	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	202399430
Deed Book / Page	6449 / 2858
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 1, 2023
Property Address	658 COTULLA DR, KISSIMMEE, FL 34758-3268
Document Number	0064492858
Book / Page	6449 / 2858
Map Reference	MB 3 PG 9-16
Instrument Date	Jul 28, 2023
Instrument	2023099430
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 COTULLA DR, KISSIMMEE, FL 34758-3268

Mortgage

Document Number	0064492859
Date	Aug 1, 2023
Instrument	6449/2859

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 26, 2022
Property Address	658 COTULLA DR, KISSIMMEE, FL 34758-3268
Document Number	0061361817
Book / Page	6136 / 1817
Map Reference	MB 3 PG 16
Instrument Date	Jan 18, 2022
Instrument	2022013541
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$213.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 HOPPER AVE, NUTLEY, NJ 07110-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5951 NW 15 ST, HIALEAH, FL 33014

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 26, 2022
Property Address	658 COTULLA DR, KISSIMMEE, FL 34758-3268
Document Number	0061362283
Book / Page	6136 / 2283
Map Reference	MB 3 PG 9-16
Instrument Date	Jan 18, 2022
Instrument	2022013639
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5951 NW 151ST ST, MIAMI LAKES, FL 33014-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

The 2025 property tax bill for 658 Cotulla Dr was $712, up 12.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%)	$275,800 Land $50,000 Building $225,800	$275,800 Land $50,000 Building $225,800
2024	$631.00 (-5.82%)
2023	$670.00 (+86.63%)	$48,000 (+29.73%) Land $48,000	$48,000 (+29.73%) Land $48,000
2022	$359.00	$37,000 Land $37,000	$37,000 Land $37,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 658 Cotulla Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	69.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 174 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	174 in force
Nearby Flood Claims	8 (2016–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Cotulla Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cotulla Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures