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658 Beard Ave, Sebastian, FL 32958 Property Records

Indian River County property record for 658 Beard Ave, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,485 sqft · built 2005
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$212,000 (Feb 2020)
Tax Bill$2,837 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN31-38-12-00001-0500-00016.0

Property Details

APN / Parcel Number

Primary APN31-38-12-00001-0500-00016.0
Alternative APN
  • 18327

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions148 ft deep x 92 ft wide
Garage Area504 sqft
DrivewayDriveway
Driveway Area752 sqft

Exterior Amenities

PorchOpen Porch
Porch Area198 sqft
FenceFence
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number18327
Street Address658 BEARD AVE
CitySEBASTIAN
StateFL
Zip32958-4810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HGHLDS REPLAT OF UNIT 2 PAGE 3 BLK 50 LOT 16 PBI 6-88A
Legal Range38
Legal Township31
Legal Section12
Legal SubdivisionSEBASTIAN HIGHLANDS REPLAT UNIT 2 PAGE 3
Legal Block50
Legal Lot Number16
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1005
Census Tract50807

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address658 BEARD AVE, SEBASTIAN, FL 32958-4810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Feb 26, 2020Warranty Deed, Transfer
PROFESSIONAL TITLE/INDIAN RIVE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Prior SaleOct 17, 2008 · Amount on Record
Deed Document Number3120200011851
Deed Book / Page3280 / 600
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address658 BEARD AVE, SEBASTIAN, FL 32958-4810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032940873
DateApr 21, 2020
Book Page3294/873
Instrument3120200022293
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 26, 2020
Property Address658 BEARD AVE, SEBASTIAN, FL 32958-4810
Document Number0032800600
Book / Page003280 / 000600
Instrument DateFeb 21, 2020
Instrument11851
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanyPROFESSIONAL TITLE/INDIAN RIVE

Transaction

AmountAmount Recorded
Tax$1,484.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address658 BEARD AVE SEBASTIAN FL 329584810, SEBASTIAN, FL 32958-4810

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00 (+21.76%)$189,622 (+5.99%)$283,408 (+6.73%) Land $69,987 Building $213,421
2023$2,330.00 (+2.69%)$178,910 (+3.83%)$265,529 (+19.1%) Land $69,987 Building $195,542
2022$2,269.00$172,314$222,955 Land $47,991 Building $174,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims6 (1979–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2017
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave.

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