6578 Pumpkin Ridge Dr, Windsor, CO 80550 Property Records

Larimer County property record for 6578 Pumpkin Ridge Dr, Windsor, CO 80550

Property Summary

Property Type	Patio Home
Details	3 bd · 3 ba · 2,029 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2020)
Tax Bill	$7,655 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
APN	`86262-08-012`

Property Details

APN / Parcel Number

Primary APN	`86262-08-012`
Alternative APN	`R1624813`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Basement Area	2,030 sqft
Finished Basement	1,537 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	646 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1624813
Old Parcel Number	8626208012
Street Address	6578 PUMPKIN RIDGE DR
City	WINDSOR
State	CO
Zip	80550-7022
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Legal Description	LOT 12, BLK 4, HIGHLAND MEADOWS GOLF COURSE SUB, WIN (20030054930)
Legal Range	68
Legal Township	06
Legal Section	26
Legal Quarter	NW
Legal Subdivision	HIGHLAND MEADOWS GOLF COURSE SUB, WIN (2
Legal Block	4
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1005
Census Tract	1714

Owner

6578 Pumpkin Ridge Dr, a patio home, is owned and occupied by two individuals who bought it in August 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6578 PUMPKIN RIDGE DR, WINDSOR, CO 80550-7022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	20200062806
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 13, 2020
Property Address	6578 PUMPKIN RIDGE DR, WINDSOR, CO 80550-7022
Document Number	0000062806
Instrument Date	Aug 12, 2020
Instrument	62806
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6578 PUMPKIN RIDGE DR WINDSOR CO 805507022, WINDSOR, CO 80550-7022

Mortgage

Document Number	62807
Date	Aug 13, 2020
Instrument	62807

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 12, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 16, 2018
Property Address	6578 PUMPKIN RIDGE DR, WINDSOR, CO 80550-7022
Document Number	0000063149
Instrument Date	Oct 12, 2018
Instrument	20180063149
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6578 PUMPKIN RIDGE DR, WINDSOR, CO 80550-7022

Mortgage

Document Number	0000063150
Date	Oct 16, 2018
Instrument	20180063150

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6578 Pumpkin Ridge Dr was $7,655.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,655.00	$51,038 Land $18,125 Building $32,913	$816,600 Land $290,000 Building $526,600
2023	$6,808.00 (+19.63%)	$52,729 (+29.69%) Land $18,693 Building $34,036	$787,000 (+34.53%) Land $279,000 Building $508,000
2022	$5,691.00	$40,657 Land $9,528 Building $31,129	$585,000 Land $137,100 Building $447,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 6578 Pumpkin Ridge Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6578 Pumpkin Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Loveland Pulse, T-Mobile, Verizon.

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