6578 Duncan Pl, Frederick, MD 21703 Property Records

Frederick County property record for 6578 Duncan Pl, Frederick, MD 21703 · Last verified September 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2002
Square Footage1,320 sqft Total Area
Lot Size1,880 sqft (0.043 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2022)
Tax Bill$3,251.00 (2023)

Property Details

APN / Parcel Number

Primary APN01-036041
Alternative APNs
  • 1036041
  • 036041

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area1,320 sqft Total Area
1st Floor680 sqft 1st Floor
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2002
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,880 sqft (0.043 acres)
Deck Area280 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number036041
Old Parcel Number1036041
Street Address6578 DUNCAN PL
CityFREDERICK
StateMD
Zip21703-6866
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 357 SECTION 2 PLAT 18-1,880 SQ.FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE SEC 02 18
Legal Lot Number357
JurisdictionFREDERICK MD
Minor Civil Division1, BUCKEYSTOWN
Census Blockgroup3
Census Block3005
Census Tract752301

Owner

Source: Frederick County records · APN 01-036041

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6578 DUNCAN PL, FREDERICK, MD 21703-6866
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Jul 26, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Jun 30, 2022Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Oct 16, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WELLS FARGO BK
Jan 10, 2020Deed, Transfer · Veterans Administration Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Doc Number0016011385
Deed Book / Page16011 / 385
Record RefreshedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6578 DUNCAN PL, FREDERICK, MD 21703-6866
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152220186
DateAug 24, 2021
Book Page15222/186
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6578 DUNCAN PL, FREDERICK, MD 21703-6866
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0160500384
DateJul 26, 2022
Book Page16050/384
Lender
NameNEIGHBORHOOD ASSISTANCE CORPORATION OF A
TypeGovernment Agency
AddressROXBURY, MA 02119
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 30, 2022
Property Address6578 DUNCAN PL, FREDERICK, MD 21703-6866
Document Number0160110385
Book / Page16011 / 385
Map ReferenceMB 68 PG 20
Instrument DateJun 24, 2022
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6578 DUNCAN PL, FREDERICK, MD 21703-6866

Mortgage

Document Number0016011393
DateJun 30, 2022
Instrument16011/393
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address6578 DUNCAN PL, FREDERICK, MD 21703-6866
Document Number0143420498
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO-CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 DUNCAN PL FREDERICK MD 21703, FREDERICK, MD 21703

Mortgage

Document Number0143420498
DateDec 08, 2020
Book Page014342/000498
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 07, 2050

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 10, 2020
Property Address6578 DUNCAN PL, FREDERICK, MD 21703-6866
Document Number0134550125
Book / Page13455 / 0125
Map ReferenceMB 68 PG 20
Instrument DateDec 23, 2019
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyJACQUIE S TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address6578 DUNCAN PL, FREDERICK, MD 21703-6866

Mortgage

Document Number134550133
DateJan 10, 2020
Instrument13455/0133
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,251.00$269,900$287,800 Land $90,000 Building $197,800

Flood & Wildfire

6578 Duncan Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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