65770 N Centerville Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 65770 N Centerville Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,564 sqft · built 1930
Lot Size	3.94 acres (171,626 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2020)
Tax Bill	$930 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-023-013-00`

Property Details

APN / Parcel Number

Primary APN	`014-023-013-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	171,626 sqft (3.94 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	65770 N CENTERVILLE RD
City	STURGIS
State	MI
Zip	49091-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR RURAL R
Legal Description	N 1/2 OF E 528 FT OF N 1/2 OF SE 1/4 OF SE 1/4 SEC 23 T7S R10W. 4 A
Legal Range	10W
Legal Township	07S
Legal Section	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	SHERMAN
Census Block Group	2
Census Block	2037
Census Tract	41500

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65770 N CENTERVILLE RD, STURGIS, MI 49091-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jan 30, 2020	Warranty Deed, Transfer QUICKEN LOANS INC
Dec 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Deed Book / Page	1994 / 757
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	1898/0347
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65770 N CENTERVILLE RD, STURGIS, MI 49091-9100
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01911/0397
Date	Apr 16, 2018
Book Page	1911/0397

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	65770 N CENTERVILLE RD, STURGIS, MI 49091-9100
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004530
Date	Apr 28, 2021
Instrument	2021004530

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	LAGRANGE, IN 46761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 30, 2020
Property Address	65770 N CENTERVILLE RD, STURGIS, MI 49091-9100
Document Number	01994/0757
Book / Page	1994 / 0757
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 MAGELLAN CT, 224, PORTAGE, MI 49002-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E LINCOLN ST, MILLERSBURG, IN 46543-9429

Mortgage

Document Number	0001994759
Date	Jan 30, 2020
Instrument	1994/759

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 28, 2017
Property Address	65770 N CENTERVILLE RD, STURGIS, MI 49091-9100
Document Number	1898/0347
Book / Page	1898 / 0347
Instrument Date	Dec 28, 2017
Instrument	1898-0347
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22778 SPRINGHAVEN DR, 22778, CENTREVILLE, MI 49032-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65770 N CENTERVILLE RD, STURGIS, MI 49091-9100

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sherman Township
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,200 (+9.31%)	$272,400 (+9.31%)
2025	$930.00 Homeowner's exemption	$124,600 Land $21,400 Building $103,200	$249,200 Land $42,800 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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