6577 S Oneida Ct, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 6577 S Oneida Ct, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,257 sqft · built 1973
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$719,000 (Nov 2020)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2075-20-4-02-066`

Property Details

APN / Parcel Number

Primary APN	`2075-20-4-02-066`
Alternative APNs	`031817536` `31817536` `817536`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,257 sqft Living Area
Gross Area	4,260 sqft
1st Floor Area	1,834 sqft
Basement Area	1,780 sqft
Finished Basement	734 sqft
Unfinished Basement	1,046 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2021
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	105 ft deep x 86 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	550 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	120 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031817536
Street Address	6577 S ONEIDA CT
City	CENTENNIAL
State	CO
Zip	80111-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 031950 SUBDIVISIONNAME HERITAGE PLACE 2ND FLG BLOCK 003 LOT 024 LOT 24 BLK 3 HERITAGE PLACE 2ND FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	4
Legal Subdivision	HERITAGE PLACE 2ND FLG
Legal Block	003,3
Legal Lot Number	24
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	4
Census Block	4003
Census Tract	6711

Owner

6577 S Oneida Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 2, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	May 1, 2012 · Amount on File
Deed Document Number	2020150520
Prior Transfer Date	May 16, 2015
Prior Transfer Doc	0000057198
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617

Mortgage

Document Number	00E1138217
Date	Sep 3, 2021
Instrument	E1138217

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80218

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	NATIONAL 1 SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1119571
Date	Jul 29, 2021
Instrument	E1119571

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1075639
Date	May 10, 2021
Instrument	E1075639

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D7023963
Date	Mar 1, 2017
Instrument	D7023963

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 2, 2020
Property Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617
Document Number	00E0150520
Instrument Date	Oct 30, 2020
Instrument	E0150520
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6577 S ONEIDA CT, CENTENNIAL, CO 80111-4617

Mortgage

Document Number	00E0150521
Date	Nov 2, 2020
Instrument	E0150521

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6577 S Oneida Ct was $6,627, up 4.6% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,732 (+0.64%)	$933,700 (-) Land $356,500 Building $577,200
2025	$6,627.00 (+4.59%)	$58,356	$933,700 Land $356,500 Building $577,200
2024	$6,336.00
2023		$61,741	$976,500 Land $333,500 Building $643,000
2021	$3,921.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6577 S Oneida Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6577 S Oneida Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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