6577 E State Rd 62, Dale, IN 47523 Property Records

Spencer County property record for 6577 E State Rd 62, Dale, IN 47523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 1975
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-02-14-400-026.000-001`

Property Details

APN / Parcel Number

Primary APN	`74-02-14-400-026.000-001`
Alternative APNs	`01019000001301` `00000984898`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1,734 sqft
Finished Basement	1,734 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000984898
Street Address	6577 E STATE ROAD 62
City	DALE
State	IN
Zip	47523-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT NW SE 14 4 R5 1.63A
Jurisdiction	SPENCER IN
Township / Civil Division	CARTER
Census Block Group	1
Census Block	1027
Census Tract	952702

Owner

6577 E State Rd 62 is owned and occupied by two individuals.

Source: Spencer County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6577 E STATE ROAD 62, DALE, IN 47523-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	6577 E STATE ROAD 62, DALE, IN 47523-9523
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6577 E STATE ROAD 62, DALE, IN 47523-9523

Mortgage

Document Number	2022R02152
Date	Jun 13, 2022
Instrument	2022R-02152

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	6577 E STATE ROAD 62, DALE, IN 47523-9523
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03074
Date	Oct 17, 2017
Instrument	2017R-03074

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	6577 E STATE ROAD 62, DALE, IN 47523-9523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R02917
Date	Oct 5, 2017
Instrument	2017R-02917

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6577 E State Rd 62 was $1,253 with a homeowner's exemption, down 13.3% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Carter Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (-13.35%) Homeowner's exemption	$202,900 Land $27,300 Building $175,600	$202,900 Land $27,300 Building $175,600
2024	$1,446.00
2023		$196,100 (+1.87%) Land $27,300 Building $168,800	$196,100 (+1.87%) Land $27,300 Building $168,800
2022	$1,119.00	$192,500 Land $11,600 Building $180,900	$192,500 Land $11,600 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6577 E State Rd 62 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6577 E State Rd 62 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Orange County REMC Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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