6576 Macarthur Dr, Lemon Grove, CA 91945 Property Records

San Diego County property record for 6576 Macarthur Dr, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1979
Lot Size	0.282 acres (12,300 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2010)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`478-200-38-00`

Property Details

APN / Parcel Number

Primary APN	`478-200-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,530 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	12,300 sqft (0.282 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6576 MACARTHUR DR
City	LEMON GROVE
State	CA
Zip	91945-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAR 2 TR PM03308
Legal Subdivision	SONKA URBAN HEIGHTS
Legal Tract	3308
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	3003

Owner

6576 Macarthur Dr is owned and occupied by two individuals who bought it in October 2010.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6576 MACARTHUR DR, LEMON GROVE, CA 91945-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 10, 2017	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2010 · Amount on File
Deed Sale	Oct 5, 2010 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	2010530803
Prior Transfer Date	Aug 25, 2003
Prior Transfer Doc	0001053938
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6576 MACARTHUR DR, LEMON GROVE, CA 91945-1322
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6576 MACARTHUR DR, LEMON GROVE, CA 91945-1322

Mortgage

Document Number	0000071443
Date	Feb 16, 2022
Instrument	2022-0071443

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6576 MACARTHUR DR, LEMON GROVE, CA 91945-1322
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012572
Date	Jan 10, 2017
Instrument	2017-0012572

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2046

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6576 MACARTHUR DR, LEMON GROVE, CA 91945-1322
Document Number	0000139250
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6576 MACARTHUR DR LEMON GROVE CA 919451322, LEMON GROVE, CA 91945-1322

Mortgage

Document Number	0000139250
Date	Apr 17, 2019
Instrument	139250

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 16, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 6576 Macarthur Dr was $2,811 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,289 (+2%) Land $156,809 Building $189,480
2025	$2,811.00	$339,500 Land $153,735 Building $185,765
2023	$2,662.00 (-3.02%)	$326,318 Land $147,766 Building $178,552
2022	$2,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6576 Macarthur Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6576 Macarthur Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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