6575 Spring Creek Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 6575 Spring Creek Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3,382 sqft · built 1976
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on File
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-3-07-02-0-00045-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-3-07-02-0-00045-00`

Interior

Stories	2 Stories
Building Area	3,382 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	135,036 sqft (3.09 acres)
Pool Area	800 sqft
Utility Building	280 sqft

Location & Zoning

Street Address	6575 SPRING CREEK DR
City	OLIVE BRANCH
State	MS
Zip	38654-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	PLEASANT HILL EST EAST S-D SEC B LOT 45
Legal Range	06
Legal Township	02
Legal Section	07
Legal Subdivision	PLEASANT HILL EST EAST S-D
Legal Lot Number	45
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	70721

Owner

6575 Spring Creek Dr is owned and occupied by an individual.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	6575 SPRING CREEK DR, OLIVE BRANCH, MS 38654-9307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000118442
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6575 SPRING CREEK DR, OLIVE BRANCH, MS 38654-9307
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6575 SPRING CREEK DR, OLIVE BRANCH, MS 38654-9307

Mortgage

Document Number	005640/116
Date	Nov 30, 2022
Book Page	5640/116

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6575 SPRING CREEK DR, OLIVE BRANCH, MS 38654-9307
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004455/144
Date	Nov 27, 2017
Book Page	4455/144
Instrument	T04455-00144

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 26, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6575 Spring Creek Dr was $1,423.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00	$19,792 Land $3,000 Building $16,792	$197,920 Land $30,000 Building $167,920
2023	$1,677.00	$19,792	$197,920 Land $30,000 Building $167,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6575 Spring Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6575 Spring Creek Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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