Miami County property record for 6575 N State Rte 48, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1994 |
| Lot Size | 4.46 acres (194,539 sqft) |
| Owner | Trust Name on File |
| Last Sale | $163,900 (Jan 1999) |
| Tax Bill | $3,679 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-040550 |
| Primary APN | H17-040550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 3,488 sqft |
| Basement Area | 1,744 sqft |
| Unfinished Basement | 1,744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 194,539 sqft (4.46 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 376 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Lean-To | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6575 N STATE ROUTE 48 |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-8-20 SW COR NW & NW COR SW |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 20 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 325000 |
6575 N State Rte 48 is owner-occupied and held in a trust since February 2016.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6575 N STATE ROUTE 48, COVINGTON, OH 45318-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 1999 · Amount on File |
| Deed Sale | Jan 25, 1999 · Amount on File |
| Prior Sale | Mar 7, 1996 · Amount on File |
| Last Transfer Date | Feb 29, 2016 |
| Transfer Doc | 0000002503 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 6575 N State Rte 48 was $3,679 with a homeowner's exemption, up 1.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,679.00 (+1.71%) Homeowner's exemption | $131,390 (+21.95%) Land $25,550 Building $105,840 | $375,400 Land $73,000 Building $302,400 |
| 2024 | $3,617.00 (+2.58%) Homeowner's exemption | $107,740 (-) Land $23,910 Building $83,830 | |
| 2023 | $3,526.00 (-3.77%) Homeowner's exemption | $107,740 (-) Land $23,910 Building $83,830 | $307,800 (-) Land $68,300 Building $239,500 |
| 2022 | $3,664.00 Homeowner's exemption | $107,740 Land $23,910 Building $83,830 | $307,800 Land $68,300 Building $239,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6575 N State Rte 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6575 N State Rte 48 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: Verizon, Windstream.
5G (outdoors only) and 4G LTE
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